6516 Elm St, North Branch, MN, 55056
About This Home
BIG LOT + 2+ CAR DETACHED GARAGE + ROOM TO GROW! Opportunity awaits in North Branch with this 2-bedroom, 2-bath home situated on a large lot with an abundance of outdoor space. The property offers the rare combination of a 1-car attached garage plus an oversized 2+ car detached garage, making it ideal for extra vehicles, toys, hobbies, storage, or a workshop. The main level features two bedrooms and a full bath, while the lower level provides valuable additional living and flex space, including a family room, second bathroom, hobby/flex area, and a potential third bedroom. Add an egress window and this space could potentially become a legal bedroom. The lower level also includes a dedicated shop/workspace, perfect for the hobbyist or DIY enthusiast. Enjoy the added benefits of newer appliances, and new tankless water heater.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
- Laundry features: In Basement,Lower Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom
- Level: Main
- Area: 120
- Dimensions: 10x12
Bedroom2
- Level: Main
- Area: 126
- Dimensions: 9x14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Lower
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10x9
Family Room
- Level: Lower
- Area: 204
- Dimensions: 17x12
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 900
- Finished area above ground: 1,176
Heating & Cooling
- Heating features: Baseboard,Boiler,Hot Water
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,352
- Total interior livable area: 2,076 sqft
Kitchen
- Level: Main
- Area: 72
- Dimensions: 8x9
Laundry
- Level: Lower
- Area: 156
- Dimensions: 12x13
Living Room
- Level: Main
- Area: 247
- Dimensions: 19x13
Other
- Level: Lower
- Area: 117
- Dimensions: 13x9
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 160023400
- Zoning description: Residential-Single Family
- Foundation area: 1176
Features
- Levels: One
- Stories: 1
- Fencing: Chain Link
Lot
- Lot size: 0.27 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 65 x 190
Parking
- Total spaces: 3
- Parking features: Attached,Detached Garage,Asphalt,Multiple Garages
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $303 | $3,636 |
| Electricity | $175 | $2,101 |
| Total | $2,127 | $25,524 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $279,900 |
| 2026-08-03 | Price change | $289,900 |
| 2026-07-29 | Listed for sale | $295,500 |
| 2021-05-21 | Sold | $230,000 |
| 1993-09-20 | Sold | $79,900 |
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