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6247 Albert Ln, North Branch, MN, 55056

4beds
2baths
2,088sqft
$334,900
$160price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

THIS RAMBLER HAS MANY FEATURES TO OFFER- 3 BR ON THE MAIN LEVEL AND THE 4TH IN THE LOWER LEVEL. THREE CAR GARAGE! THE KITCHEN/DINING/LIVING ROOM HAVE VAULTED CEILINGS. THE ENTIRE HOME HAS BEEN FRESHLY PAINTED WITH NEW CARPET ON THE MAIN LEVEL,THE KITCHEN SHOWS OFF NEW STAINLESS APPLIANCES. THE LIVING ROOM HAS A BOX WINDOW, PATIO DOORS OFF THE DINING ROOM TO A LARGE 25X20 PATIO, WITH FENCED IN YARD WITH SPRINKLER SYSTEM. THE LOWER LEVEL IS FINISHED WITH A LARGE FAMILY ROOM, BATH ROOM WITH TILE FLOORS AND 4TH BEDROOM. ALL THIS ON A SUNNY CORNER LOT! THE SELLER WILL PURCHASE A HOME WARANTY FOR THE BUYER AS WELL!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Storage Space

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Bedroom3

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedroom4

  • Level: Lower
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Family Room

  • Level: Lower
  • Area: 396
  • Dimensions: 22X18

Features

  • Finished area below ground: 842
  • Finished area above ground: 1,246

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,088 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Patio

  • Level: Main
  • Area: 500
  • Dimensions: 25X20

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160045963
  • Zoning description: Residential-Single Family
  • Foundation area: 1204

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link,Full

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: common

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$213$2,556
Property Taxes $341$4,092
Electricity $176$2,113
Total$2,423$29,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 55056$174
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55056$197
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$334,900
2026-06-05Listed for sale$339,900
2003-12-22Sold$210,500
2002-10-25Sold$199,900
1998-10-14Sold$116,700
1998-08-10Sold$19,500
1998-06-04Sold$19,500

For Sale by Agent

AgentDebbie Rudnitski
BrokerageRE/MAX Advantage Plus

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