285 W 1st St, Rush City, MN, 55069
About This Home
Completely remodeled and move-in ready! This spacious 5-bedroom, 2-bath home offers over 2,260 finished square feet on a large corner lot in town with plenty of room to build an additional garage. Featuring 3bedrooms on one level, an oversized living room and family room, and quality finishes throughout, this home has space for everyone. The extensive renovation includes new siding, soffits, fascia, seamless gutters, windows, luxury vinyl plank flooring, carpet, cabinetry, countertops, sink, vanities, toilets, lighting, stainless steel appliances, central A/C, roof insulation, sodded yard, and new front sidewalk and concrete apron. The washer and dryer are also included. Major mechanical updates include a furnace/boiler approximately 2½–3 years old and new water heater The lower level also features a sauna with most of the components still in place, making it easy to restore and enjoy. This home truly offers the space, updates, and value you’ve been looking for—with so much more to appreciate in person!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Other,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Block,Egress Window(s),Finished
Bedroom
- Level: Main
- Area: 132
- Dimensions: 11x12
Bedroom2
- Level: Main
- Area: 192
- Dimensions: 12x16
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom4
- Level: Lower
- Area: 195
- Dimensions: 15x13
Bedroom5
- Level: Lower
- Area: 180
- Dimensions: 15x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
- Area: 72
- Dimensions: 12x6
Family Room
- Level: Lower
- Area: 600
- Dimensions: 40x15
Features
- Finished area below ground: 1,000
- Finished area above ground: 1,269
Foyer
- Level: Main
- Area: 40
- Dimensions: 4x10
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 2,520
- Total interior livable area: 2,269 sqft
Laundry
- Level: Lower
- Area: 64
- Dimensions: 8x8
Living Room
- Level: Main
- Area: 350
- Dimensions: 25x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 170003500
- Zoning description: Residential-Single Family
- Foundation area: 1260
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: None
Lot
- Lot size: 0.36 Acres
- Features: Corner Lot,Sod Included in Price,Tree Coverage - Medium
- Lot size dimensions: 150 x 97
Parking
- Total spaces: 1
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chisago County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $400 | $4,800 |
| Electricity | $191 | $2,296 |
| Total | $2,770 | $33,240 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $364,900 |
| 2026-07-13 | Listed for sale | $385,000 |
| 2026-01-07 | Sold | $151,500 |
| 2023-07-27 | Sold | $121,500 |
| 2023-01-11 | Listing removed | -- |
| 2023-01-03 | Price change | $1,400 |
| 2022-12-25 | Price change | $1,500 |
| 2022-12-23 | Listed for rent | $1,600 |
| 2022-10-24 | Listing removed | -- |
| 2022-06-29 | Price change | $1,700 |
| 2022-06-27 | Listed for rent | $1,650 |
| 2011-10-27 | Listing removed | $45,000 |
| 2011-10-13 | Listed for sale | $45,000 |
| 2011-10-03 | Sold | $34,000 |
| 2011-08-04 | Price change | $37,500 |
| 2011-07-02 | Price change | $45,000 |
| 2011-06-02 | Listed for sale | $49,900 |
| 1997-09-11 | Sold | $75,000 |
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