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638 Painter St, Everson, PA, 15631

2beds
1baths
1,076sqft
$49,000
$46price/sqft
$555/moest. monthly cost
$22,200/yrincome needed

About This Home

Great investment opportunity... 2 story home on fairly level lot. Off street parking on driveway leading to 2 car detached garage. Newer garage door; electric service in garage. Rear entry is covered; kitchen with oak cabinets. Dining and living rooms; exposed staircase. Enclosed front porch. Two bedrooms on upper level as well as bathroom. Vintage claw foot bathtub with shower attachment. Newer windows. Much potential!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10
Southmoreland El SchoolGrades 2-51.3 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Up Access

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Forced Air,Gas

Interior Area

  • Total structure area: 1,076
  • Total interior livable area: 1,076 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 10040056

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 118 x 100 x 120 x 100 Irr

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$40$480
Property Taxes $44$528
Electricity $224$2,692
Total$555$6,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,028/yr
40% on housing$16,650/yr
45% on housing$14,800/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 15631$25
Fayette County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 15631$64
Fayette County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$49,000
2026-07-14Listed for sale$65,000

For Sale by Agent

AgentMargaret Caruso
BrokerageERA LECHNER & ASSOC

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