321 N James St, Tremont, IL, 61568
About This Home
A quality older all brick ranch on a deep corner double lot. Beautiful kitchen with abundance of cabinets and hardwood floors. Roof, gutters and downspouts have all been replaced within the last 5 years. Beautiful wood burning fireplace in lower level with the option of adding a 4th bedroom. 10 x 10 breezeway attaches home to a two car garage. Master bedroom with dedicated master bath. In concrete basement de-watering system in place. Attic has a whole house fan. A great home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Roof: Other
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air
- Cooling features: Central
Interior Area
- Total interior livable area: 1,200 sqft
Property
Details
- Parcel number: 121218309004
Features
- Exterior features: Brick
Lot
- Lot size: 0.34 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $453 | $5,436 |
| Electricity | $130 | $1,569 |
| Total | $2,199 | $26,388 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $274,999 |
| 2026-07-22 | Price change | $274,999 |
| 2026-07-20 | Price change | $284,999 |
| 2026-07-08 | Price change | $294,999 |
| 2026-06-16 | Listed for sale | $305,000 |
| 2025-08-22 | Listing removed | $2,100 |
| 2025-08-12 | Price change | $2,100 |
| 2025-08-07 | Price change | $2,200 |
| 2025-08-05 | Listed for rent | $2,400 |
| 2025-01-28 | Listing removed | $2,100 |
| 2025-01-25 | Listed for rent | $2,100 |
| 2024-06-27 | Listing removed | -- |
| 2024-05-31 | Listed for rent | $1,850 |
| 2017-06-02 | Sold | $195,000 |
| 2013-03-22 | Sold | $142,500 |
| 2012-11-13 | Listed for sale | $144,500 |
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