See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

226 Cottage Ave, Masontown, PA, 15461

3beds
3baths
1,248sqft
$149,000
$119price/sqft
$1,376/moest. monthly cost
$55,040/yrincome needed

About This Home

This home has been upgraded with everything you could want! New kitchen cabinets, new countertop, new flooring, new carpet, new bathroom vanity, new hot water tank, recently installed central cooling, heating ductwork, plumbing, and deck. Lots of natural light. Beautiful level yard and plenty of parking. Cul-de-sac street. Tons of basement storage with the potential to finish. This could be your perfect match!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Up Access

Bedroom2

  • Level: Main
  • Dimensions: 11x10

Bedroom3

  • Level: Main
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12x11

Features

  • Flooring: Laminate,Tile,Carpet

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Dimensions: 14x11

Living Room

  • Level: Main
  • Dimensions: 20x11

Master Bedroom

  • Level: Main
  • Dimensions: 12x11

Property

Details

  • Parcel number: 21060083

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 0.3144

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$105$1,260
Property Taxes $294$3,528
Electricity $224$2,692
Total$1,376$16,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,177/yr
40% on housing$41,280/yr
45% on housing$36,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 15461$75
Fayette County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 15461$103
Fayette County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$153,000
2026-03-20Contingent$153,000
2025-10-31Listed for sale$153,000
2025-10-31Listing removed$153,000
2025-10-16Price change$153,000
2025-09-19Listed for sale$158,000
2025-08-16Contingent$158,000
2025-05-23Listed for sale$158,000
2025-03-13Listing removed$158,000
2024-11-01Listed for sale$158,000
2024-02-29Sold$35,000
2023-10-09Price change$70,000
2023-10-09Listed for sale$80,000
2023-10-02Contingent$80,000
2023-09-18Price change$80,000
2023-07-28Price change$95,000
2023-06-30Listed for sale$105,000

For Sale by Agent

AgentAlexis Moritz
BrokeragePARK PLACE REALTY GROUP LLC

Similar Homes