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1109 W 4th St, Delavan, IL, 61734

3beds
2baths
1,536sqft
$199,900
$130price/sqft
$1,730/moest. monthly cost
$69,200/yrincome needed

About This Home

Spacious, well built, accessible ranch home. Country living right on the edge of town. All electric and private well so no costly propane or water bills. 3 Bedroom, 2 full bath. Lots of living space in big kitchen, dining, living and laundry rooms all on one floor. Kitchen and both bathrooms nicely updated several years ago. Well-designed oversized 2 car attached garage. Extra workspace plus convenient and sturdy yet removable indoor ramp. Vinyl siding, thermal pane crank windows, and geothermal furnace for efficiency and low maintenance. Large deck, and big yard with perennial flowers. Deep crawl space with full indoor staircase for storm safety. Great house won't last long.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Delavan Elementary SchoolGrades PK-60.8 mi
5/10
Delavan Jr High SchoolGrades 7-80.8 mi
5/10
Delavan High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 98
  • Dimensions: 14X7

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 266
  • Dimensions: 14X19

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: Wheelchair Ramp(s),Disability Access

Details

  • Parcel number: 212109101002
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.57 Acres
  • Features: Level
  • Lot size dimensions: 96x213

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Drought
Inland Flooding
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$261$3,132
Property Taxes $329$3,948
Electricity $130$1,569
Total$1,730$20,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,314/yr
40% on housing$51,900/yr
45% on housing$46,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 61734$101
Tazewell County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 61734$80
Tazewell County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$214,900
2026-04-11Listed for sale$220,000
1997-06-06Sold$90,000

For Sale by Agent

AgentJared Litwiller
BrokerageFreedom Realty

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