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1604 N 3rd, Merkel, TX, 79536

2beds
1baths
1,028sqft
$70,000
$68price/sqft
$707/moest. monthly cost
$28,280/yrincome needed

About This Home

Large corner lot located in Merkel, TX. If you are looking for that small town vibe, a space to renovate and create something special, or to start an investment property, this could be a great opportunity for you! This lot measures.24 acres and currently has a 1936 home resting on it. Located on the west side of Merkel and only blocks from the park and pickleball courts, the location is a great one. Bring your ideas and plans and restore this property to its original glory or turn it into something YOU love! This is an As Is sale and any contents convey.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
Merkel Elementary SchoolGrades PK-50.5 mi
6/10
Merkel MiddleGrades 6-80.4 mi
5/10
Merkel High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry in Utility Room

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Combination

Interior Area

  • Total interior livable area: 1,028 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 56852

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Covered
  • Exterior features: Private Yard
  • Fencing: Perimeter
  • Residential vegetation: Grassed

Lot

  • Lot size: 10,497 sqft
  • Features: Back Yard,Lawn

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Drought
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$84$1,008
Property Taxes $32$384
Electricity $238$2,859
Total$707$8,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,240/yr
40% on housing$21,210/yr
45% on housing$18,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 79536$130
Taylor County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 79536$129
Taylor County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$50,000
2026-07-28Listed for sale$70,000

For Sale by Agent

AgentSuzanne Fulkerson
BrokerageReal Broker

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