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109 Gahela St, Belle Vernon, PA, 15012

4beds
2baths
1,392sqft
$155,000
$111price/sqft
$1,214/moest. monthly cost
$48,560/yrincome needed

About This Home

Welcome home to this charming 4-bedroom residence located in the Belle Vernon Area School District. This home features a spacious living room with abundant natural light and hardwood floors, along with a formal dining room and kitchen. A convenient first-floor powder room and access to the one-car garage complete the main level. Upstairs, you will find an updated full bathroom and four bedrooms all with hardwood flooring. Additional highlights include a large outdoor space, ideal for entertaining or relaxing. Recent updates include hot water tank (2024), furnace (2021), central air conditioning (2021), sump pump (2025), and wall anchors installed approximately 10 years ago with a 40-year guarantee. Roof was replaced in 2010. Gas or electric hookups available for both stove and washer/dryer. Close to schools and shopping. Don't miss out, schedule your tour today.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Marion Elementary SchoolGrades K-60.4 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1964

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bedroom2

  • Level: Upper
  • Dimensions: 10x11

Bedroom3

  • Level: Upper
  • Dimensions: 10x11

Bedroom4

  • Level: Upper
  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 10x10

Features

  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Dimensions: 18x10

Master Bedroom

  • Level: Upper
  • Dimensions: 10x12

Property

Details

  • Parcel number: 41070210

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 0.22

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$68$816
Property Taxes $139$1,668
Electricity $224$2,692
Total$1,214$14,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,622/yr
40% on housing$36,420/yr
45% on housing$32,373/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 15012$123
Fayette County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 15012$150
Fayette County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$155,000
2016-08-08Listing removed$118,000
2016-06-17Listed for sale$118,000
2009-10-26Sold$65,000

For Sale by Agent

AgentHeather Rodebaugh
BrokerageREALTY ONE GROUP GOLD STANDARD

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