See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 Cherry, Merkel, TX, 79536

2beds
2baths
952sqft
$145,000
$152price/sqft
$1,378/moest. monthly cost
$55,120/yrincome needed

About This Home

Welcome home to this charming starter home offering 2 bedrooms, 1 full bath, and endless possibilities! Nestled on a quiet street, this property is perfect for first-time buyers, investors, or anyone looking to add their personal touch. Inside, you'll find updated vinyl flooring, a spacious laundry room with plenty of storage, large built-in bookcase, spacious bathroom, and 2 great sized bedrooms. Master has his and her closets and its own mini split for temperature control. A large game room, accessed from the backyard or front porch, is ideal for entertaining, hobbies, or creating additional living space. All contents shown in the game room will stay with the home. The refrigerator, stove, and dryer will all also convey, making your move even easier. Step outside to enjoy the wraparound porch, a large backyard featuring an above-ground pool, deck space, and electrical outlets. With a little TLC, this backyard will be perfect for gatherings with family and friends. There is a convenient half bath for pool guests, and a storage shed for all your tools and outdoor equipment. Off-street parking adds to the home's everyday convenience. This property is being sold as-is and is priced well below its 2024 appraisal, presenting an incredible opportunity for buyers with vision. Whether you're looking for your first home or your next investment project, this home offers tons of potential at an exceptional value. Bring your ideas and your investor mindset—this is an opportunity you won't want to miss!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
Merkel Elementary SchoolGrades PK-50.6 mi
6/10
Merkel MiddleGrades 6-80.4 mi
5/10
Merkel High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Gas Water Heater,Refrigerator
  • Laundry features: Common Area,Washer Hookup,Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Cable TV
  • Window features: Window Coverings
  • Flooring: Laminate

Game Room

  • Level: First
  • Dimensions: 0 x 0

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s),Electric,Multi Units,Wall Unit(s)

Interior Area

  • Total interior livable area: 952 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 74456
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Outdoor Pool,Pool,Private
  • Patio & porch: Covered
  • Exterior features: Private Yard,Storage
  • Fencing: Back Yard,Fenced,Privacy,Wood

Lot

  • Lot size: 6,882 sqft
  • Features: Few Trees

Parking

  • Parking features: Direct Access,Kitchen Level,Off Street,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Drought
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$175$2,100
Property Taxes $232$2,784
Electricity $238$2,859
Total$1,378$16,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,245/yr
40% on housing$41,340/yr
45% on housing$36,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 79536$128
Taylor County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 79536$129
Taylor County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$138,900
2026-07-07Listed for sale$145,000

For Sale by Agent

AgentKristyn Kimbrell
BrokerageEkdahl Real Estate STAMFORD

Similar Homes