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3904 Tropaz Ln, Tracy, CA, 95377

4beds
3baths
2,120sqft
$739,999
$349price/sqft
$5,220/moest. monthly cost
$208,800/yrincome needed

About This Home

Welcome to 3904 Tropaz Lane, where style, space, and modern updates come together! Step inside to soaring ceilings and an impressive two-story entry that fills the home with natural light, creating a bright and inviting atmosphere. The beautifully updated kitchen is the heart of the home, featuring new quartz countertops, a large center island with seating, freshly painted cabinetry, new stainless-steel appliances, and abundant storage. New luxury vinyl plank flooring flows throughout the main living areas, complemented by brand-new carpet for a fresh, move-in-ready feel. The open-concept family room with a cozy fireplace is perfect for entertaining, while the formal living and dining rooms offer flexible space for gatherings or a home office. Upstairs, the spacious primary suite features dual sinks, a soaking tub, separate shower, and walk-in closet. Situated on an oversized lot, the backyard offers endless possibilities with room for a pool, outdoor kitchen, garden, or play area. Located in one of Tracy's established neighborhoods, you'll enjoy parks, shopping, dining, great commuter access to I-580, I-205, and ACE Rail, and the family-friendly lifestyle that has made Tracy one of Northern California's most desirable communities. Move-in ready and waiting for its next owners!

Getting Around

13
WalkingCar-Dependent
16
TransitMinimal Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker
  • Laundry features: Laundry Room,Cabinets,Gas Dryer Hookup,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen

Features

  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,120 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Window

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 244270290000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard
  • Topography of land: Level,Level

Lot

  • Lot size: 9,469 sqft
  • Features: Auto Sprinkler F&R,Irregular Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,RV Possible
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$151$1,812
Property Taxes $874$10,488
Electricity $454$5,455
Total$5,220$62,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,971/yr
40% on housing$156,600/yr
45% on housing$139,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 95377$320
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95377$318
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$724,999
2026-07-08Listed for sale$739,999
2021-02-09Listing removed--
2020-07-16Listing removed$2,450
2020-07-12Listed for rent$2,450
2008-05-02Sold$275,000
2007-09-21Sold$500,000
2005-11-08Sold$590,000
2001-01-26Sold$323,500

For Sale by Agent

AgentDonny Sanchez
BrokerageHomeSmart PV & Associates

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