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523 N Midland Avenue, Nyack, NY, 10960

4beds
5baths
5,100sqft
$3,150,000
$618price/sqft
$23,058/moest. monthly cost
$922,320/yrincome needed

About This Home

Rare 5.3-Acre Estate in Upper Nyack – A Unique Development or Dream Home Opportunity Discover a one-of-a-kind chance to own 5.3 acres of stunning, level, park-like property in highly sought-after Upper Nyack, complete with seasonal Hudson River views. This expansive parcel features a beautiful, historic stone wall bordering the front of the property and offers subdivision potential—approved for half acre lots, making it ideal for developers or those seeking a private estate with room to grow. The existing home has undergone major foundational upgrades, including brand-new footings and underground electrical wiring, along with new electric panels already installed. Completely restructured and resurfaced footings. New 8X10 space under the front porch. Larger window wells in the basement for more light. All underpinning for stairwell is complete. Renovated crawl space for moisture control. New electric service ready for whole house generator. New subfloors downstairs. Demo of all fireplaces ready for waterproofing and finishing. Demo of entire south side and brick work done to re-roof and close in space. The entire foundation of the house needed refirming and that work was completed. Town-approved architectural plans are included and feature luxurious details such as a master suite, music room, elevator, butler’s pantry, screened-in porch. There is a detached two-car garage. Whether you're envisioning a private retreat or a development opportunity, this property combines natural beauty, valuable infrastructure, and exceptional potential—all just minutes from the river, village shops, and Nyack's vibrant lifestyle.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
Upper Nyack SchoolGrades K-50.5 mi
6/10
Nyack Middle SchoolGrades 6-81.6 mi
7/10
Nyack Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Entrance Foyer,Formal Dining
  • Fireplace: Yes
  • Attic: Walkup

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 5,100
  • Total interior livable area: 5,100 sqft

Property

Details

  • Parcel number: 39200106000900030420000000
  • Special condition: None

Lot

  • Lot size: 5.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$881$10,572
Property Taxes $5,407$64,884
Electricity $842$10,113
Total$23,058$276,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$790,560/yr
40% on housing$691,740/yr
45% on housing$614,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$618This listing

vs Other Active Listings

Avg $/sqft

ZIP 10960$480
Rockland County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 10960$425
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Price change$3,150,000
2025-03-31Listed for sale$2,900,000
2023-04-03Sold$1,875,000

For Sale by Agent

AgentJeanne M Flynn
BrokerageCentury 21 Elite Realty

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