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3 Tor Terrace, New City, NY, 10956

5beds
4baths
3,881sqft
$1,499,000
$386price/sqft
$11,201/moest. monthly cost
$448,040/yrincome needed

About This Home

Welcome to modern sophistication in New City. Wrapped in a striking stone exterior, this reimagined Colonial balances grandeur with clean design. An impressive double-door entrance leads into a light-filled foyer then onto a spacious open-concept layout perfect for everyday living or hosting special occasions. At the core of the main level sits a spectacular kitchen with oversized center island, all renovated in 2020. Crafted for the culinary enthusiast, it features premium grade appliances, a dedicated wine and beverage refrigerator, an additional wall oven, and abundant cabinetry. The space flows effortlessly into the den anchored by a gas fireplace, alongside refined formal living and dining spaces. A dedicated main-floor suite with a full bath offers complete flexibility as a private home office or multi-generational guest quarters. Upstairs, the primary retreat functions as its own haven, complete with a private sitting room, expansive walk-in closet, and a spa-caliber bath featuring double sinks and a separate vanity area. Generously sized bedrooms offer complete comfort for all, complemented by a full bathroom and cedar closet in the upper hall. For an added bonus, a full, unfinished lower level adds many possibilities for additional space and uses. Beyond the interior, step outside to an expansive, tree-lined backyard framed by mature greenery, offering absolute privacy for outdoor entertaining or quiet relaxation. Ideally positioned in the Clarkstown School District, this completely turn-key residence combines elegance with major peace-of-mind updates, including a new roof (2021), new furnace (2022), air conditioning and hot water heater (2019), new exterior doors and glass slider (2021) and replacement windows throughout.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Gas Range,Microwave,Refrigerator,Washer,Gas Water Heater,Wine Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,His and Hers Closets,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Soaking Tub,Storage,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Storage,Unfinished

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 4,530
  • Total interior livable area: 3,881 sqft

Property

Details

  • Parcel number: 39208903401300010430000000
  • Special condition: None

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$408$4,896
Property Taxes $2,573$30,876
Electricity $641$7,696
Total$11,201$134,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$384,034/yr
40% on housing$336,030/yr
45% on housing$298,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 10956$356
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10956$347
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$1,499,000
2026-06-29Listing removed$1,499,000
2026-06-25Listed for sale$1,499,000
2014-09-16Sold$600,000
2014-04-10Listed for sale$650,000
2013-11-18Listing removed$659,000
2013-10-02Price change$659,000
2012-06-20Price change$669,000
2012-02-15Price change$689,000
2012-01-13Price change$724,000
2011-11-07Price change$749,900
2011-10-13Price change$759,900
2011-09-15Price change$769,000
2011-05-18Price change$789,900
2011-04-13Listed for sale$824,900
2010-11-14Listing removed$879,000
2010-05-15Listed for sale$889,000

For Sale by Agent

AgentAnthony F. Lando
BrokerageJulia B Fee Sothebys Int. Rlty

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