281-283 Old Haverstraw Road, Congers, NY, 10920
About This Home
Welcome to 281–283 Old Haverstraw Road, Congers, NY – a property full of charm, function, and opportunity! This well-kept Cape-style home sits on a large, level lot in one of Rockland’s most desirable hamlets. Step into a bright and comfortable living room that opens into a cozy kitchen with plenty of cabinetry, counter space, and natural light. The main level also includes three bedrooms and a full bathroom, offering an easy and flexible layout that suits families, guests, or a home office setup. Upstairs, a finished attic provides bonus space that can be used for storage, a hobby area, or additional living quarters. A true highlight of this property is the detached rear structure, offering three oversized garage bays — perfect for car enthusiasts, contractors, or anyone needing serious storage. Above the garage is a fully finished second floor, thoughtfully built out with office space and its own full bathroom, creating a private and practical setup for a home business, studio, or in-law/work suite. Set on a beautifully landscaped corner lot with a wide driveway and open yard, the property offers great curb appeal and everyday convenience — just minutes from schools, shops, transportation, and parks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1956
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: None
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Level: First
Bathroom2
- Level: Other
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- First Floor Bedroom,Open Kitchen,Storage
- Flooring: Hardwood
- Attic: Finished
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,452
- Total interior livable area: 2,452 sqft
Kitchen
- Level: First
Living Room
- Level: First
Office
- Level: Other
Property
Details
- Parcel number: 39208903501500010620000000
- Special condition: None
Lot
- Lot size: 0.36 Acres
- Features: Back Yard,Landscaped,Level,Near Public Transit,Near School,Near Shops
Parking
- Total spaces: 3
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $1,028 | $12,336 |
| Electricity | $405 | $4,862 |
| Total | $4,620 | $55,440 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $639,000 |
| 2026-02-20 | Listed for sale | $669,000 |
| 2025-11-25 | Listing removed | $669,000 |
| 2025-11-05 | Listed for sale | $669,000 |
| 2022-09-15 | Sold | $555,000 |
| 2002-10-24 | Sold | $370,000 |
| 2001-03-02 | Sold | $250,000 |
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