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281 Phillips Hill Road, New City, NY, 10956

6beds
7baths
6,087sqft
$2,200,000
$361price/sqft
$13,482/moest. monthly cost
$539,280/yrincome needed

About This Home

A sweeping, tree-lined driveway sets an elegant tone as it leads to this distinguished Colonial estate, gracefully set on two acres of lush, meticulously landscaped grounds. Together with a separate guest house, the property offers approximately 8,250 square feet of refined living space. The main residence and guest house collectively provide six bedrooms and seven bathrooms, thoughtfully designed to offer comfort, privacy, and flexibility for both residents and guests. Rich hardwood floors run throughout expansive, light-filled interiors that balance classic character with a sophisticated, contemporary feel. Designed for elevated living and entertaining, the estate features exceptional lifestyle amenities, including a private sauna, a fully equipped fitness gym, and a dedicated home theater designed for immersive movie nights and premium media entertainment. The guest house adds valuable versatility, ideal for visitors, extended stays, or a private office or studio. Outdoors, an inground heated pool serves as the centerpiece of the resort-inspired setting, surrounded by lush grounds that enhance the sense of privacy and tranquility. Mature plantings and manicured landscaping create a serene, park-like retreat ideal for relaxation and outdoor entertaining. Every element of the property has been curated to deliver a seamless blend of elegance, comfort, and resort-caliber living in a private, beautifully maintained estate setting.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Brick,Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Refrigerator,Washer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom5

  • Level: First

Bathroom5

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Bonus Room

  • Level: Lower

Dining Room

  • Level: First

Exercise Room

  • Level: Third

Family Room

  • Level: First

Family Room

  • Level: Lower

Features

  • First Floor Full Bath,Cathedral Ceiling(s),Chandelier,Chefs Kitchen,Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Open Kitchen,Pantry,Primary Bathroom,Recessed Lighting,Sauna,Speakers,Walk Through Kitchen,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Partially Finished

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,251
  • Total interior livable area: 6,087 sqft

Kitchen

  • Level: First

Lavatory

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Media Room

  • Level: Third

Property

Details

  • Parcel number: 39208904300500010550000000
  • Special condition: None

Features

  • Levels: Three Or More
  • Private pool: Yes
  • Pool features: Diving Board,Fenced,In Ground,Indoor,Pool Cover,Vinyl
  • Patio & porch: Covered,Deck,Patio,Porch,Terrace
  • Exterior features: Awning(s),Balcony,Basketball Hoop,Courtyard,Juliet Balcony,Lighting,Mailbox,Playground
  • Fencing: Back Yard

Lot

  • Lot size: 1.89 Acres
  • Features: Back Yard,Front Yard,Landscaped,Level,Near School,Near Shops,Paved,Private,Secluded,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 5
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$600$7,200
Property Taxes $753$9,036
Electricity $1,005$12,071
Total$13,482$161,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$462,240/yr
40% on housing$404,460/yr
45% on housing$359,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 10956$357
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10956$347
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$2,200,000
2021-08-10Sold$1,250,000
2021-03-25Pending sale$1,345,000
2021-03-14Price change$1,345,000
2021-03-04Listed for sale$1,395,000
2020-05-13Listing removed$1,299,900
2020-01-16Listed for sale$1,299,900
2016-06-30Sold$1,145,000
2016-03-11Listed for sale$1,275,000
2016-02-25Listing removed$2,650
2015-11-03Listed for rent$2,650
2013-12-31Listing removed$2,650
2013-12-04Listed for rent$2,650
1996-10-08Sold$284,000

For Sale by Agent

AgentDavid Jacobi
BrokerageKeller Williams Valley Realty

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