See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

126 S Harrison Avenue, Congers, NY, 10920

3beds
1baths
1,094sqft
$638,000
$583price/sqft
$4,736/moest. monthly cost
$189,440/yrincome needed

About This Home

Welcome to this beautifully maintained 3-bedroom, 1-bath ranch offering easy one-level living and pride of ownership throughout. This move-in-ready home features gleaming hardwood floors, recessed lighting, crown molding, and an abundance of natural light. The spacious eat-in kitchen includes stainless steel appliances, a dining area, and sliding glass doors leading to the backyard, making it perfect for everyday living and entertaining. The lower level gives you the flexibility to create the space that fits your needs, whether it's a family room, home office, gym, or playroom. It also features a laundry area and direct access to the attached 1-car garage for added convenience. Step outside to enjoy the private, fully fenced backyard with a spacious deck and pergola, perfect for relaxing, entertaining, or summer barbecues. The yard also includes a storage shed, and the whole-house generator provides added comfort and peace of mind year-round. Conveniently located near Rockland Lake, Congers Lake Memorial Park, public transportation, the New York State Thruway, shopping, restaurants, and more, this meticulously cared-for home offers the perfect combination of comfort, style, functionality, and accessibility. Schedule your private showing today and come see all the wonderful features this home has to offer!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Actual
  • Year built: 1910

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Oven,Refrigerator,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Crown Molding,Formal Dining,Primary Bathroom,Recessed Lighting
  • Flooring: Carpet,Hardwood,Tile
  • Attic: See Remarks,Storage

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,094
  • Total interior livable area: 1,094 sqft

Property

Details

  • Parcel number: 39208904401900020580010000
  • Special condition: None
  • Other equipment: Generator

Features

  • Levels: One
  • Patio & porch: Deck
  • Exterior features: Mailbox
  • Fencing: Back Yard,Fenced,Full,Vinyl

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 6
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,226$38,712
Home Insurance *$169$2,028
Property Taxes $1,095$13,140
Electricity $246$2,954
Total$4,736$56,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,377/yr
40% on housing$142,080/yr
45% on housing$126,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 10920$357
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10920$381
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$630,000
2026-07-29Price change$638,000
2026-07-06Listed for sale$649,999
1999-05-25Sold$169,500

For Sale by Agent

AgentIrene M Mc Carthy
BrokerageKeller Williams Hudson Valley

Similar Homes