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12 Lake Drive, New City, NY, 10956

3beds
3baths
2,464sqft
$729,000
$296price/sqft
$5,542/moest. monthly cost
$221,680/yrincome needed

About This Home

Beautifully custom-designed modular Colonial offering 3 spacious bedrooms in the highly sought-after private New City Park Lake community. Perfectly situated directly across from the lake, this exceptional home combines timeless charm, modern comforts, and an unmatched lifestyle. Enjoy exclusive lake rights with access to kayaking, canoeing, swimming, and the community clubhouse—perfect for relaxing weekends and connecting with neighbors. Set on a beautifully landscaped property with a one-car garage and a private backyard retreat, this home offers the ideal balance of tranquility and recreation. The inviting main level features an open-concept kitchen with granite countertops, a formal dining room, spacious living room, comfortable family room, and a convenient half bath. Additional highlights include a central vacuum system and a tankless water heater. Upstairs, you'll find three generously sized bedrooms, two walk-in closets, a versatile den, washer and dryer and two full bathrooms. A full walk-up attic provides excellent potential for future expansion or abundant storage. Additional features include efficient gas baseboard heat with four separate thermostats, a whole-house gas generator, and a full basement with Bilco door. Step outside to your own private oasis, complete with mature trees and beautifully established perennial gardens—an ideal setting for entertaining or enjoying peaceful mornings. Conveniently located just minutes from Main Street's boutiques, restaurants, parks, and everyday amenities, with easy access to major highways and only approximately 30 minutes to the George Washington Bridge, this exceptional home offers the perfect blend of community, convenience, and comfort.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Bilco Door(s),Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Central Vacuum,Formal Dining
  • Attic: Full

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 39208905101000010310000000
  • Special condition: None
  • Exclusions: Certain light fixtures,generator,flowers,basement cabinets

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$198$2,376
Property Taxes $1,251$15,012
Electricity $407$4,886
Total$5,542$66,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,011/yr
40% on housing$166,260/yr
45% on housing$147,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 10956$359
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10956$347
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$729,000
2026-05-23Listed for sale$749,000
1995-06-19Sold$141,000

For Sale by Agent

AgentMaureen Schroder
BrokerageKeller Williams Valley Realty

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