14 Rock Drive, Valley Cottage, NY, 10989
About This Home
Welcome to this beautifully maintained Hi-Ranch, offering warmth, character, and comfortable living at every turn. Step inside to discover a sun-filled main level featuring an inviting living room with sliders that open to a spacious deck, perfect for seamless indoor-outdoor living. The formal dining room sets the stage for memorable gatherings, while the bright kitchen offers plenty of space for culinary creativity. The primary suite includes its own full bath with shower, complemented by two additional well-sized bedrooms, 1 half bathroom, and hardwood floors. The lower level expands the living space with two more bedrooms, an additional bonus room, serving as a mud room, with walkout to private backyard and a full bathroom. With its versatile layout, this home provides wonderful potential for a mother/daughter setup. Nestled on a picturesque 0.31-acre fenced property, the backyard is ideal for entertaining, play, or quiet relaxation. Perfectly situated near schools, public transportation, and just minutes from Rockland Lake, this home is also part of the highly sought-after Nyack School District. A rare opportunity to own a home that combines comfort, convenience, and timeless charm—don’t miss it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Construction materials: Clapboard
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven
- Laundry features: Gas Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,See Remarks,Walk-Out Access
Bathroom1
- Level: First
Bathroom1
- Level: Lower
Bedroom1
- Level: First
Bedroom1
- Level: Lower
Bedroom2
- Level: First
Bedroom2
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
Dining Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Formal Dining,Primary Bathroom
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Crawl
Heating & Cooling
- Heating features: Baseboard,Hot Water
- Cooling features: None
Interior Area
- Total structure area: 2,385
- Total interior livable area: 2,385 sqft
Kitchen
- Level: First
Laundry
- Level: Lower
Lavatory
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 39208905301700010730000000
- Special condition: None
Features
- Patio & porch: Deck
- Fencing: Back Yard
Lot
- Lot size: 0.31 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $1,158 | $13,896 |
| Electricity | $394 | $4,729 |
| Total | $5,158 | $61,896 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-13 | Price change | $675,000 |
| 2025-10-30 | Price change | $725,000 |
| 2025-08-19 | Listed for sale | $749,000 |
| 2016-12-12 | Sold | $320,000 |
| 2016-10-29 | Pending sale | $329,990 |
| 2016-10-29 | Listed for sale | $329,990 |
| 2016-10-28 | Pending sale | $329,990 |
| 2016-08-24 | Price change | $329,990 |
| 2016-07-16 | Listed for sale | $339,999 |
| 2016-04-28 | Listing removed | $339,999 |
| 2015-12-04 | Price change | $339,999 |
| 2015-09-20 | Listed for sale | $359,500 |
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