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21 Vailshire Circle, Nanuet, NY, 10954

3beds
2baths
2,103sqft
$649,999
$309price/sqft
$4,895/moest. monthly cost
$195,800/yrincome needed

About This Home

Welcome to 21 Vailshire Circle, Nanuet— this is an amazing opportunity to own a versatile home in one of Rockland County's most desirable neighborhoods. This well-maintained residence offers comfortable living with the added benefit of a legal one-bedroom auxiliary apartment, perfect for extended family, guests, or potential rental income. The upstairs living space is filled with natural light and offers a functional layout designed for everyday living and easy entertaining; an oversized Owners suite with walk in closet & shared hall bathroom; a 2nd generously sized bdrm; laundry area with W/D hook-ups; a modern kitchen with sleek cabinetry & stainless steel appliances. Downstairs is a legal auxiliary unit completed with 1 large bedroom, full kitchen , office space, living room with sliders to a paved patio. Step outside to discover a private, peaceful backyard—an ideal retreat for relaxing, gardening, hosting summer gatherings, or simply enjoying the tranquility of your own outdoor oasis. Home IS semi-attached and therefore, has the benefit of lower heating-costs than a home with all sides exposure. Conveniently located near shopping, restaurants, parks, major highways, and public transportation, this property combines flexibility, privacy, and an unbeatable location. Whether you're looking for multi-generational living, supplemental income, or extra space to fit your lifestyle, 21 Vailshire Circle is a rare opportunity you won't want to miss. This is an As-Is Sale.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Attic: Storage

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Attic Fan,Ductless,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,103
  • Total interior livable area: 2,103 sqft

Property

Details

  • Parcel number: 39208905701200010150000000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 7,841 sqft

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$147$1,764
Property Taxes $1,115$13,380
Electricity $347$4,170
Total$4,895$58,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,828/yr
40% on housing$146,850/yr
45% on housing$130,533/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 10954$346
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10954$364
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$630,000
2026-07-07Listed for sale$649,999

For Sale by Agent

AgentDail Moses-Taylor
BrokerageeXp Realty

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