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137 Sierra Vista Lane, Valley Cottage, NY, 10989

1beds
1baths
821sqft
$294,900
$359price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

This one-bedroom, one-bath condo in Valley Cottage's Mountainview community features an open living and dining area, a kitchen, and a private balcony — offering a blank canvas to customize the space to your own taste and style. The complex offers a community pool, clubhouse, playground, and basketball court. Location is a highlight of this property: downtown Nyack, with its shops, restaurants, and Montefiore Nyack Hospital, is less than 4 miles away, and the Palisades Center mall is approximately 2 miles away. Commuters have convenient access to the NY State Thruway (I-87/I-287), the Palisades Interstate Parkway, and Route 9W, with the Governor Mario M. Cuomo Bridge connecting to Westchester County and Metro-North service available via Tarrytown. Book a showing today & get in to see it ASAP! Offers w/financing must be accompanied by pre-qual letter and down payment proof of funds; cash offers w/proof of funds. The monthly maintenance covers lawn care, snow removal, common area maintenance, trash removal, pool, water, sewer, and heat. The unit owner is responsible for electric and cable. This property is eligible under the Freddie Mac First Look initiative through 7/16/2026. Sold as-is. ***AGENTS – MUST see confidential remarks and all MLS listing attachments for additional instructions***

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
5/10
Nyack Middle SchoolGrades 6-81.1 mi
8/10
Nyack Senior High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Garden
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Exhaust Fan
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen
  • Flooring: Ceramic Tile,Hardwood
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 821
  • Total interior livable area: 821 sqft

Property

Details

  • Parcel number: 39208905901600010050001370
  • Attached to another structure: Yes
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Exterior features: Balcony

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$84$1,008
Property Taxes $506$6,072
Electricity $246$2,954
Total$2,327$27,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 10989$326
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10989$301
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Sold$300,294
2005-07-21Sold$269,500
2002-12-03Sold$179,000
1999-12-08Sold$95,000

Unknown Listed By

AgentIgor Krasnoperov
BrokerageRising Star Realty

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