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27 Linden Ave, Spring Valley, NY, 10977

4beds
3baths
2,200sqft
$995,000
$452price/sqft
$7,351/moest. monthly cost
$294,040/yrincome needed

About This Home

Spacious Home with separate Mother In Law Unit. Located in town with nice peaceful waterview. Large parking lot off street at deadend street. Must See To Appreciate! SOLD-AS-IS! Contact: acartert@aol.com

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Pomona Middle SchoolGrades 7-83.1 mi
3/10
Ramapo High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Metal

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 392605507912

Features

  • Exterior features: Other,Vinyl
  • Has view: Yes
  • View description: Water,City
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 6
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$249$2,988
Property Taxes $1,708$20,496
Electricity $363$4,362
Total$7,351$88,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,034/yr
40% on housing$220,530/yr
45% on housing$196,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$425
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-19Price change$1,100,000
2025-12-09Price change$1,450,000
2025-09-28Listed for sale$1,550,000

For Sale by Owner

AgentProperty Owner

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