99 S Madison Avenue, Spring Valley, NY, 10977
About This Home
Rare 2-Family with endless possibilities in the heart of Spring Valley! Value, location, and potential come together at 99 South Madison Avenue. Built in 1988, this young and well-maintained legal 2-family property consists of two 2-bedroom units (one unit features 2 baths) and a full, unfinished walk-out basement. Capitalize on immediate rental income or live in one unit and rent the other while exploring the lot's incredible development potential, such as building side-by-side townhouses or adding a second structure. Hold for excellent cash flow or build to maximize your profit - the opportunities are yours for the choosing.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Estimated
- Year built: 1988
Materials
- Foundation: Slab
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subType: Duplex,Multi Family
Interior
Appliances
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,Cathedral Ceiling(s),Eat-in Kitchen,Primary Bathroom,Storage,Walk-In Closet(s)
- Flooring: Carpet,Hardwood,Linoleum
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Property
Details
- Parcel number: 39260505706200010320000000
- Special condition: None
Features
- Patio & porch: Deck,Porch
- Exterior features: Balcony
Lot
- Lot size: 7,405 sqft
- Features: Near Public Transit,Near School
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $250 | $3,000 |
| Property Taxes | $1,714 | $20,568 |
| Electricity | $300 | $3,609 |
| Total | $7,315 | $87,780 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $950,000 |
| 2026-07-09 | Listed for sale | $999,000 |
| 2018-02-01 | Sold | $474,300 |
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