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189 McNamara Rd, Spring Valley, NY, 10977

6beds
6baths
5,200sqft
$1,999,999
$385price/sqft
$14,906/moest. monthly cost
$596,240/yrincome needed

About This Home

Investment Opportunity in Wesley Hills – Flexible Living with Upside Potential Located in Wesley Hills, this property offers a rare combination of space, flexibility, and long-term value. Set on a large lot with potential for subdivision (subject to approvals), this home is ideal for investors or end-users looking to create additional value. The layout provides multiple use options, including a lower level with a separate entrance—perfect for extended living, workspace, or potential income-producing use. The outdoor area includes an in-ground pool with renovation potential, creating an opportunity to significantly enhance both lifestyle and property value. Key Highlights: Large lot with potential subdivision Flexible layout with separate entrance Opportunity for extended living or workspace In-ground pool with value-add potential Strong long-term investment upside Ideal for buyers seeking flexibility, functionality, and future growth.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
3/10
Pomona Middle SchoolGrades 7-80.4 mi
3/10
Ramapo High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Completely Renovated
  • Year built: 1935

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Gas Range
  • Laundry features: Sink,Laundry Room,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Closet Cabinetry,Kitchen Island,Entrance Foyer,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Atrium,Separate Guest/In-Law Quarters,Maid/In-Law Quarters,Storage
  • Door features: French Doors
  • Flooring: Tile,Wood
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Attic Fan,Central Air,Gas

Interior Area

  • Total structure area: 71,438
  • Total interior livable area: 5,200 sqft

Property

Details

  • Parcel number: 3926110420050001011001/0000
  • Zoning: sfr

Features

  • Levels: Split Level
  • Stories: 2
  • Entry location: First Floor Entry, Second Floor Entry,Foyer
  • Private pool: Yes
  • Pool features: Concrete,Pool Only
  • Patio & porch: Deck
  • Exterior features: Lighting,Balcony
  • Has view: Yes
  • View description: None

Lot

  • Features: 1 To Less Than 2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Spaces Available,Covered,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$501$6,012
Property Taxes $3,433$41,196
Electricity $859$10,312
Total$14,906$178,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$511,062/yr
40% on housing$447,180/yr
45% on housing$397,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$426
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,998,000
2025-12-29Listed for sale$2,000,000
2024-01-03Sold$1,400,000
2023-08-24Listing removed--
2023-07-12Listed for sale$1,299,999
2021-03-25Sold$701,000
2020-12-04Listing removed$750,000
2020-06-24Listed for sale$750,000
2019-11-21Listing removed$839,000
2019-10-28Price change$839,000
2019-05-14Listed for sale$850,000
2017-11-02Listing removed$3,200
2017-10-04Price change$3,200
2017-08-21Price change$3,500
2017-08-04Price change$4,000
2017-07-25Listed for rent$3,500
2017-06-21Listing removed$3,500
2017-06-17Listed for rent$3,500
2015-12-31Listing removed$750,000
2015-05-22Listed for sale$750,000
2013-04-19Sold$350,000
2012-07-06Sold$180,000
2009-11-15Listing removed$850,000
2009-04-25Price change$850,000
2009-02-20Listed for sale$379,900

For Sale by Agent

AgentSimon Zarour
BrokerageAzure Vue Realty Group LLC

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