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314 Haverstraw Road, Suffern, NY, 10901

4beds
3baths
4,337sqft
$1,699,000
$392price/sqft
$12,717/moest. monthly cost
$508,680/yrincome needed

About This Home

Cole House. Extensive renovation and expansion of 4,300sf, late 19th Century Victorian, with large wrap around porch, porte cochere, and new baths & kitchen. Set on almost 4 acres, it borders Harriman State Park, with 47,500 acres, 200 miles of hiking trails, 31 lakes, 2 beaches, and spans Rockland & Orange Counties in N.Y. Yet only a 5 min drive to the Suffern train station, with a 50 min ride to NYC. Live in the country, near a small town with an array of restaurants & shops, and The Lafayette Theatre, a nationally acclaimed movie palace located in downtown Suffern, built in 1923. The home features rich reclaimed wood floors throughout, 7 woodburning fireplaces, huge kitchen with Sub Zero, Viking & Wolf appliances. 12 rooms, 4 to 5 bedrooms, 2 dens, sun porch, finished attic, mud room and more. Baths feature old style soaking tubs, vanities, pedestal sinks, and steam shower(s). Classic stairwell, mud room, beautiful long hallways with banks of windows, paneled woodwork, and daylight inside much of the home all day long. Semi-finished basement. Central air and radiant heat throughout. Oversized 2 car garage. Wow! Also available for rent - $9,950/month. See MLS#873356

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Montebello Road SchoolGrades K-50.9 mi
4/10
Suffern Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mini Estate
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Chefs Kitchen,Eat-in Kitchen,Formal Dining,Granite Counters,Kitchen Island,Primary Bathroom,Original Details,Soaking Tub,Storage
  • Window features: Blinds,Double Pane Windows,Screens
  • Flooring: Hardwood
  • Number of fireplaces: 7
  • Fireplace features: Bedroom,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Walkup

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,337
  • Total interior livable area: 4,337 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 39261704800900010040000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio,Porch,Wrap Around
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 3.77 Acres
  • Features: Borders State Land,Level,Stone/Brick Wall

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$494$5,928
Property Taxes $2,916$34,992
Electricity $716$8,600
Total$12,717$152,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$436,011/yr
40% on housing$381,510/yr
45% on housing$339,120/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 10901$371
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10901$375
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-15Listed for sale$1,699,000
2025-07-10Price change$9,950
2025-06-08Listed for rent$10,500
2024-01-26Sold$1,350,000
2023-11-06Pending sale$1,595,000
2023-09-05Listed for sale$1,595,000
2023-09-03Listing removed--
2023-07-24Price change$1,595,000
2023-02-27Price change$1,645,000
2022-11-17Price change$1,695,000
2022-08-09Listed for sale$1,850,000
2009-02-09Sold$600,000

For Sale by Agent

AgentRichard W Ellis
BrokerageEllis Sotheby's Intl Realty

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