See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

31 Hemlock Hill Lane, Suffern, NY, 10901

3beds
3baths
1,420sqft
$530,000
$373price/sqft
$3,988/moest. monthly cost
$159,520/yrincome needed

About This Home

Montebello/Suffern! Attention handymen, builders or do it yourselfers! Cash or builders mortgage only. Private and quiet, backing right into Harriman State Park! Sitting on 1.71 acres of nature! This home has been gutted and is ready to be redone. The original home had 3 bedrooms, 2.5 baths, and 2 additional structures: a detached oversized shed/garage, and a detached 2 room heated studio perfect for one who is a hobbyist like painting, crafting, sewing or a home office. Please note: this is a private road. One of the best deals in Rockland!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
Montebello Road SchoolGrades 3-51.0 mi
5/10
Suffern Middle SchoolGrades 6-80.9 mi
7/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1900

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Exp Ranch,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s)
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,420
  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 39261704801300010090000000
  • Special condition: None

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1.71 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$154$1,848
Property Taxes $909$10,908
Electricity $246$2,954
Total$3,988$47,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,731/yr
40% on housing$119,640/yr
45% on housing$106,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 10901$371
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10901$375
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Price change$530,000
2026-05-12Listed for sale$550,000
2025-07-21Sold$520,000
2025-04-10Pending sale$499,000
2025-03-12Listed for sale$499,000

For Sale by Agent

AgentNaomi Streicher
BrokerageQ Home Sales

Similar Homes