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278 Cherry Lane, Suffern, NY, 10901

4beds
2baths
2,476sqft
$775,000
$313price/sqft
$5,882/moest. monthly cost
$235,280/yrincome needed

About This Home

Welcome to this beautifully well-kept colonial in Airmont! Hardwood floors throughout and a lovely front wraparound porch! The eat-in kitchen was fully renovated in 2018 with granite countertops, stainless steel appliances, double wall oven, expanded 5-burner cooktop, and a large pantry, with direct access to a lovely deck overlooking the flat backyard! Spacious dining room and family room with a dual-sided fireplace! Bright sunroom currently used as a living room! Laundry closet is also located on this floor! A spacious bedroom currently used as an office includes a walk-in closet! Full bathroom renovated in 2018! Powder room off the kitchen! The second floor features the primary bedroom with two closets with built-ins, plus two additional bedrooms and a full bathroom in the hallway! One of the bedrooms also includes an additional spacious room with a window that can be used as a 5th bedroom, an office, playroom, etc. Roof is approximately 5 years young! Driveway was fully redone about 5 years ago. Basement is unfinished & walkout and part of it has concrete flooring. Very large attic! Detached 2-car garage! Come check this out before it's too late!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
4/10
Suffern Middle SchoolGrades 6-81.6 mi
8/10

Construction

Condition

  • Year built: 1850

Materials

  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Formal Dining,Granite Counters,Pantry,Primary Bathroom,Storage
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Hot Water,Radiant
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,476
  • Total interior livable area: 2,476 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 39262105600900020700000000
  • Special condition: None

Features

  • Exterior features: Mailbox

Lot

  • Lot size: 0.38 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$225$2,700
Property Taxes $1,330$15,960
Electricity $409$4,910
Total$5,882$70,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,668/yr
40% on housing$176,460/yr
45% on housing$156,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 10901$372
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10901$375
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$800,000
2026-04-26Listed for sale$879,000
2000-07-05Sold$262,000

For Sale by Agent

AgentSharon Kushner
BrokerageeXp Realty

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