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552 Union Road, Spring Valley, NY, 10977

2beds
2baths
1,119sqft
$1,100,000
$983price/sqft
$7,971/moest. monthly cost
$318,840/yrincome needed

About This Home

Welcome to 552 Union Road, an exceptional opportunity located in one of the area's most desirable and sought-after neighborhoods. Whether you're looking for a place to call home, an investment opportunity, or future development potential, this property offers tremendous value and possibilities. Situated on a prime lot in a highly convenient location, the property benefits from strong neighborhood appeal, proximity to local amenities, shopping, transportation, and community services. In addition to its existing features, the property offers potential for a two-family development, making it an attractive opportunity for builders, investors, and end-users alike.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

2/10
Pomona Middle SchoolGrades 7-82.4 mi
3/10
Ramapo High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Eat-in Kitchen
  • Attic: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,119
  • Total interior livable area: 1,119 sqft

Kitchen

  • Level: First

Property

Details

  • Parcel number: 39268905000900030010000000
  • Special condition: None

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$275$3,300
Property Taxes $1,888$22,656
Electricity $246$2,954
Total$7,971$95,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,291/yr
40% on housing$239,130/yr
45% on housing$212,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$983This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$422
Rockland County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Listed for sale$1,100,000
2006-01-18Sold$260,000

For Sale by Agent

AgentDov Tessler
BrokerageKeller Williams Hudson Valley

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