21 Harmony Road, Spring Valley, NY, 10977
About This Home
GREAT OPPORTUNITY TO OWN THIS 5 BEDROOM 3 FULL BATH HOME ON BEAUTIFUL CORNER LOT, FRONT COVERED PORCH, REAR COVERED PATIO, FULL BASEMENT PARTIALY FINISHED WITH A WOOD PANELED RECERATION ROOM, LAUNDRY/ UTILITY ROOM, SEPARTE WORK SHOP AREA 2 CAR BASEMENT GARAGE. PRIMARY BEDROOM/PRIMARY BATH ON MAIN LEVEL.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Block
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod,Exp Cape
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Range,Refrigerator
- Laundry features: Washer/Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full,Partially Finished,See Remarks,Storage Space,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: Basement
Bonus Room
- Level: Basement
Dining Room
- Level: First
Features
- First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Entrance Foyer,Formal Dining,Granite Counters,Original Details,Primary Bathroom,Master Downstairs,Stone Counters
- Window features: Insulated Windows
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Attic: None
Heating & Cooling
- Heating features: Ducts,Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 3,020
- Total interior livable area: 2,256 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Living Room
- Level: First
Property
Details
- Parcel number: 39268905001000030090000000
- Special condition: None
Features
- Levels: Three Or More
- Patio & porch: Covered,Patio,Porch
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.32 Acres
- Features: Back Yard,Corner Lot,Front Yard
Parking
- Total spaces: 8
- Parking features: Underground
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,444 | $53,328 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $1,508 | $18,096 |
| Electricity | $372 | $4,473 |
| Total | $6,544 | $78,528 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $879,000 |
| 2026-07-15 | Listed for sale | $925,000 |
View on Zillow