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106 Rockland Lane, Spring Valley, NY, 10977

4beds
3baths
2,888sqft
$945,000
$327price/sqft
$7,113/moest. monthly cost
$284,520/yrincome needed

About This Home

Welcome to 106 Rockland Lane, a character filled home in one of Spring Valley’s most desirable neighborhoods. Offering generous space and strong potential, this property is ideal for buyers looking to customize. Sun lit living areas, a functional layout, and timeless brick details — including a classic fireplace and exposed brick wall — bring warmth and charm. The home also features two full kitchens, providing excellent flexibility for extended living, entertaining, or multi generational use. A lower level bar adds to the home’s hosting appeal. The large backyard offers plenty of room for gatherings, recreation, or outdoor relaxation. Close to shopping, dining, houses of worship, schools, parks, and major commuter routes, this home blends location and opportunity. It’s a rare chance to personalize a spacious home with unique features. SOLD AS IS

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Kakiat Elementary SchoolGrades 4-81.5 mi
3/10
Ramapo High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • First Floor Bedroom,First Floor Full Bath,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Formal Dining,Original Details,Primary Bathroom,Soaking Tub,Storage,Walk Through Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,888
  • Total interior livable area: 2,888 sqft

Property

Details

  • Parcel number: 39268905001100020090000000
  • Special condition: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$236$2,832
Property Taxes $1,622$19,464
Electricity $477$5,727
Total$7,113$85,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,874/yr
40% on housing$213,390/yr
45% on housing$189,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 10977$427
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10977$445
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$910,000
2026-06-18Listed for sale$945,000
2008-12-16Sold$415,000
2008-07-25Listing removed$424,000
2008-07-12Price change$424,000
2008-06-05Price change$434,900
2008-04-22Price change$439,000
2008-04-03Listed for sale$469,000

For Sale by Agent

AgentCedric Smith
BrokerageERA Insite Realty Services

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