18 Orchard Street, Spring Valley, NY, 10977
About This Home
Welcome to this beautifully maintained Colonial offering incredible value for both homeowners and investors in unincorporated Ramapo (R15 zoning) and low Taxes. The main level features soaring 9-foot ceilings, a spacious living room, formal dining room, and a bright country-style kitchen with a sunny breakfast nook—perfect for a home office. A versatile guest room/den and a full bath complete the first floor. Upstairs, you will find hardwood floors throughout four spacious bedrooms with abundant closet space, including a primary suite with a huge walk-in closet, alongside a sleek full bath. Outside, enjoy a large backyard perfect for outdoor gatherings and relaxation. The finished walkout basement adds even more versatility with a second kitchen. Complete with central A/C, two heating zones, and a prime location within walking distance to local shops and transportation, this move-in-ready gem is a true must-see! Will be delivered vacant
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1942
Materials
- Construction materials: Frame
Notable Dates
- Major remodel year: 2005
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Full,See Remarks,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Full Bath,Formal Dining,Granite Counters,High Ceilings,Walk-In Closet(s)
- Attic: Pull Stairs
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,363
- Total interior livable area: 2,281 sqft
Property
Details
- Parcel number: 39268905001400040560000000
- Special condition: None
Lot
- Lot size: 0.25 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Rockland County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,697 | $56,364 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $1,594 | $19,128 |
| Electricity | $376 | $4,523 |
| Total | $6,899 | $82,788 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $929,000 |
| 2015-10-28 | Sold | $395,000 |
| 2015-07-22 | Listing removed | $389,000 |
| 2015-04-24 | Listed for sale | $389,000 |
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