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2 Melissa Lane, Washingtonville, NY, 10992

4beds
3baths
3,242sqft
$649,000
$200price/sqft
$5,092/moest. monthly cost
$203,680/yrincome needed

About This Home

Welcome to 2 Melissa Lane, located in a serene and scenic setting. This beautiful 4-bedroom, 2 1/2-bathroom home offers a perfect blend of comfort, style, and functionality. Step inside to find a large entryway with wide stairs leading up to the 2nd floor, gleaming hardwood floors and an abundance of natural light throughout the main level. The house has been well maintained and cared for. This home has a wraparound porch, breathtaking scenic mountain views, and a spacious horseshoe driveway. The first floor has a formal dining room that is big enough to host large gatherings with a formal living room. The gourmet kitchen boasts granite countertops, stainless steel appliances, and ample cabinetry. There are 2 ovens, a brand-new wall oven and a confectionary oven. There is a cozy breakfast nook. Beautiful crown molding lines the family room along with a wood burning fireplace that creates a warm and homey atmosphere. The second floor includes a luxurious primary suite with an ensuite bathroom with a jacuzzi tub and shower, 3 other good-sized bedrooms and an additional bathroom. There is also a full walkout basement. This house was originally built as a builder’s model home. The garage area, currently used as a home office, has an oversized door that can be removed to fit full size garage doors. The water softener is less than a year old and updated with a new water filtration system.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades K-51.9 mi
6/10

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Dryer,Gas Cooktop,Refrigerator,Stainless Steel Appliance(s),Washer,Water Purifier Owned
  • Laundry features: Laundry Room

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Formal Dining,Granite Counters,Kitchen Island,Marble Counters,Pantry,Soaking Tub
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Attic: Crawl

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 60,984
  • Total interior livable area: 3,242 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3348000520000004002.0000000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Wrap Around

Lot

  • Lot size: 1.40 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and New York

Fire
Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$184$2,208
Property Taxes $1,092$13,104
Electricity $535$6,429
Total$5,092$61,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,582/yr
40% on housing$152,760/yr
45% on housing$135,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.9%
-1.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 10992$420
Orange County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 10992$263
Orange County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$679,000
2026-02-21Listed for sale$687,000
2026-01-01Listing removed$690,000
2025-11-11Price change$690,000
2025-08-27Price change$695,000
2025-07-22Price change$725,000
2025-06-30Listed for sale$750,000
2015-02-04Listing removed$300,000
2014-12-23Listed for sale$300,000

For Sale by Agent

AgentPauline Washington
BrokerageVYLLA Home

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