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14-3431 Seadrift Rd, Pahoa, HI, 96778

2beds
1baths
988sqft
$225,000
$228price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Nanawale Estates boasts this spacious and well-designed two-bedroom home, on land tropically landscaped with productive fruit trees, including avocado, coconut, tangerine, and orange. The roof was recently refinished and painted, and the property is fenced on all but one side, with dual front gate entries. Enjoy a true indoor-outdoor lifestyle here, with screened-in 432 sf back porch, ideal for relaxing, and a front lanai that overlooks a fish pond with lotus and water lily. Terra cotta tile floors in the open concept, vaulted ceiling, living area extend to the kitchen, with granite counters, pendant lighting and stainless finish appliances. Deep soaking tub in the bathroom. Beautiful wood floors in both bedrooms. Additionally, a detached workshop shed in the backyard provides space for hobbies, storage, or creative projects. Nanawale Estates has a homeowners association and community center with saltwater pool and mailbox hub. Conveniently located near dramatic black sand beaches, lava fields, and popular local markets featuring farmers, artists, and food trucks. This property offers a unique balance of rural lifestyle and access to services.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Flooring: Ceramic Tile

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Property

Details

  • Parcel number: 3140510210000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link,Full
  • Has view: Yes
  • View description: Forest
  • Topography of land: Fairly Level

Lot

  • Lot size: 8,040 sqft
  • Features: Grassy,Landscaped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$101$1,212
Property Taxes $43$516
Electricity $374$4,497
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$225,000
2026-01-27Listed for sale$245,000
2026-01-13Listing removed$245,000
2025-09-29Price change$245,000
2025-08-26Price change$260,000
2025-04-16Listed for sale$265,000
2025-04-09Listing removed$279,999
2025-02-28Price change$279,999
2024-12-06Listed for sale$290,000
2024-10-24Listing removed$290,000
2024-10-15Listed for sale$290,000
2024-01-05Sold$230,000
2023-10-26Price change$230,000
2023-10-03Price change$235,000
2023-09-27Price change$240,000
2023-09-25Price change$245,000
2023-09-19Price change$250,000
2023-09-15Price change$255,000
2023-09-11Price change$260,000
2023-09-08Price change$265,000
2023-09-03Price change$269,000
2023-08-31Price change$275,000
2023-08-28Price change$288,000
2023-07-29Price change$299,000
2023-07-18Listed for sale$310,000
2020-12-04Sold$159,000
2009-11-17Sold$57,500
2004-11-08Sold$9,500
2003-03-03Sold$4,900

For Sale by Agent

AgentJenn Lukeala
BrokerageBig Island Stays

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