13020 Front Beach Rd Unit 107, Panama City Beach, FL, 32407
About This Home
Corner unit condo just across Front Beach Road from the World's most beautiful beaches. Featuring 2 bedrooms, 2 full bathrooms and a substantial open concept living/dining/kitchen area, this cute condo is rental ready. New LVP flooring throughout. Somerset Condo is walking distance to food, fun, and shopping and is located in the heart of Panama City Beach. Make your appointment today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
Type & Style
- Home type: Condo
- Architectural style: Low Rise
- Property subType: Condominium
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Stacked
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,025
- Total interior livable area: 1,025 sqft
Kitchen
- Level: First
- Dimensions: 10 x 12
Living Room
- Level: First
- Dimensions: 14 x 12
Property
Details
- Parcel number: 34417070000
- Zoning description: Resid Single Family
Features
- Patio & porch: Balcony,Covered,Porch
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Lot
- Features: Paved
- Lot size dimensions: 0 x 0
Parking
- Total spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $495 | $5,940 |
| Electricity | $197 | $2,366 |
| Total | $2,316 | $27,792 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $299,900 |
| 2024-01-01 | Listing removed | -- |
| 2023-08-30 | Price change | $385,000 |
| 2023-08-12 | Price change | $390,000 |
| 2023-07-19 | Price change | $395,000 |
| 2023-07-05 | Price change | $399,999 |
| 2023-06-22 | Listed for sale | $415,000 |
| 2022-02-22 | Listing removed | -- |
| 2021-11-22 | Contingent | $319,000 |
| 2021-11-09 | Pending sale | $319,000 |
| 2021-09-23 | Price change | $319,000 |
| 2021-09-09 | Listed for sale | $340,000 |
| 2021-03-24 | Listing removed | -- |
| 2018-01-17 | Listing removed | $1,100 |
| 2017-11-03 | Listed for rent | $1,100 |
| 2004-03-10 | Sold | $105,000 |
| 2003-09-02 | Sold | $134,000 |
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