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14-821 Kapuna Rd, Pahoa, HI, 96778

4beds
2baths
1,152sqft
$299,999
$260price/sqft
$2,133/moest. monthly cost
$85,320/yrincome needed

About This Home

Prime corner parcel at the beginning of Nanawale Estates! This charming 4-bedroom, 2-bath home offers 1,152 sq ft of functional living space on a spacious 8,222 sq ft lot. Whether you’re looking for a full-time residence or a rental investment, this property delivers versatility, comfort, and opportunity in one package. Step inside to discover a light-filled, open layout with resin tile flooring throughout and a kitchen ready for your personal touches. Four bedrooms provide ample space for family, guests, or a home office, making it ideal for a growing household or vacation rental. The well-maintained post-and-pier design ensures durability and easy maintenance, while mature tropical landscaping creates a private and serene atmosphere. Enjoy the best of country living while staying connected—this home sits just minutes from Pāhoa’s shops, dining, and the renovated Puna Kai Shopping Center. County-maintained roads, overhead power, and catchment water make everyday island life simple and convenient. Priced at $299,999, this home is an incredible entry into the Big Island market. Located in Lava Zone 2 and Flood Zone X, it offers both affordability and potential for growth. Whether you want to settle into your island dream home or generate rental income, this corner-of-Nanawale gem is ready for your vision. Don’t miss your chance to own a slice of paradise in one of Puna’s most desirable communities! *Some Photo's have been Virtually Staged

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-61.7 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Resin Tile

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 3140510960000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Pool features: Other
  • Fencing: Chain Link
  • Topography of land: Level

Lot

  • Lot size: 8,222 sqft
  • Features: Corner Lot

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$135$1,620
Property Taxes $108$1,296
Electricity $374$4,497
Total$2,133$25,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,131/yr
40% on housing$63,990/yr
45% on housing$56,880/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$242
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$299,999
2023-01-13Listing removed--
2022-10-15Price change$259,900
2022-10-08Price change$269,900
2022-10-07Price change$279,900
2022-10-01Listed for sale$289,900
2013-04-30Sold$108,000
2002-01-07Sold$85,000

For Sale by Agent

AgentVaihere Otare
BrokerageeXp Realty

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