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4046 Austin Dr, Saint Charles, MO, 63304

5beds
5baths
7,479sqft
$1,295,000
$173price/sqft
$9,071/moest. monthly cost
$362,840/yrincome needed

About This Home

Outstanding Fischer & Frichtel-built 1.5 Sty in desirable Austin Ridge. This former display features an open floor plan with distinctive design elements & builder upgrades throughout including diagonal oak hardwoods, soaring ceilings & detailed trim work. Impressive covered porch entrance with oak double doors with leaded glass panels leads to expansive 2-sty marble foyer, private study with built-in bookcases, formal dining room with arched entryway framed by architectural columns and spectacular great room with marble fireplace, wet bar & dramatic 2-sty bow window. RSI designed kitchen featuring 42” maple cabinetry, quartz countertops, Dacor appliances & center island with dining table adjoins light-filled breakfast room & hearth room with floor-to-ceiling stone fireplace & atrium door that opens to patio. Coffered primary bedroom suite with wide bay window & luxury bath with jetted tub offers an appealing retreat. Oak staircase accesses 3 additional bedrooms, 1 with ensuite bath & 2 with Jack n’ Jill bath, & bonus loft room. Lower Level entertainment space includes recreation room, game room & gathering bar plus office, workout room & guest suite. Situated on an extensively landscaped .5-acre lot with aggregate patio & 3-car garage. Katy Trail is just a short walk or bike ride away.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

10/10
9/10
Bryan Middle SchoolGrades 6-82.9 mi
10/10

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Other

  • Builder name: Fischer/Frichtel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Range Hood,Built-In Refrigerator,Bar Fridge
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sleeping Area,Storage Space

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 240
  • Dimensions: 16x15

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 225
  • Dimensions: 15x15

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 192
  • Dimensions: 16x12

Bedroom5

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 234
  • Dimensions: 18x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Floor Covering: Wood
  • Level: Second
  • Area: 280
  • Dimensions: 20x14

Breakfast Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Den

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Exercise Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 150
  • Dimensions: 15x10

Features

  • Bookcases,Breakfast Bar,Breakfast Room,Butler Pantry,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Chandelier,Coffered Ceiling(s),Crown Molding,Custom Cabinetry,Double Vanity,Kitchen Island,Master Downstairs,Recessed Lighting,Separate Dining,Separate Shower,Shower,Solid Surface Countertop(s),Track Lighting,Tub,Two Story Entrance Foyer,Walk-In Closet(s),Walk-In Pantry,Wet Bar
  • Door features: Atrium Door(s),Panel Door(s)
  • Window features: Bay Window(s),Blinds,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Marble,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Great Room,Kitchen
  • Fireplace: Yes
  • Finished area above ground: 4,979

Game Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 324
  • Dimensions: 18x18

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 525
  • Dimensions: 25x21

Hearth Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 7,479
  • Total interior livable area: 7,479 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Office

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 216
  • Dimensions: 18x12

Other

  • Features: Floor Covering: Ceramic Tile
  • Level: Basement
  • Area: 135
  • Dimensions: 15x9

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 437
  • Dimensions: 23x19

Recreation Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 450
  • Dimensions: 25x18

Property

Details

  • Parcel number: 301328332000044.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.51 Acres
  • Features: Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,548$78,576
Home Insurance *$809$9,708
Property Taxes $1,143$13,716
Electricity $571$6,853
Total$9,071$108,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$311,005/yr
40% on housing$272,130/yr
45% on housing$241,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$1,295,000
2026-07-11Listed for sale$1,369,000
2007-07-05Sold--

For Sale by Agent

AgentTeddy J Johnlikes
BrokerageColdwell Banker Realty - Gundaker

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