45 Elk Brook Rd, Roscoe, NY, 12776
About This Home
A great opportunity to own a classic Catskills cabin just steps from the Beaverkill River, set along one of the Catskills’ most iconic and historically significant trout streams between Roscoe and Hancock. The home features an open-concept living, kitchen, and dining area, creating a comfortable and functional layout. Two bedrooms and a full bath offer practical accommodations, while the covered front porch and rear deck provide inviting spaces to relax after a day on the water. Recent updates include a new well pump, well tank, and water heater, along with a refreshed exterior paint job. The septic system has also been updated with risers, adding ease of maintenance and long-term value. Set on a level, usable lot, the property includes a detached workshop with electric—ideal for storage, hobbies, or creative use—along with an additional shed for added convenience. Whether you're looking for a low-maintenance getaway, a fishing retreat, or a short-term rental opportunity in a destination known for its outdoor recreation and natural beauty, this property offers flexibility and potential in a highly desirable Catskills location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Free-Standing Range,Microwave,Oven,Propane Water Heater,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space,Dirt Floor
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Galley Kitchen,Partially Furnished,Workshop
- Flooring: Hardwood,Laminate,Tile,Varies
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 434,16.1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway,Propane Tank - Leased
- Waterfront features: River Access,Stream
- Waterbody name: Beaver Kill
Lot
- Lot size: 0.31 Acres
- Features: Corner Lot,Irregular Lot
- Lot size dimensions: 100 x 199
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Landslide
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $295 | $3,540 |
| Electricity | $246 | $2,954 |
| Total | $1,978 | $23,736 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $265,000 |
| 2024-11-14 | Sold | $205,000 |
| 2024-08-30 | Pending sale | $199,000 |
| 2024-08-01 | Listed for sale | $199,000 |
| 2015-04-30 | Sold | $69,000 |
For Sale by Agent
View on Zillow