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1119 Cathy Dr, Joliet, IL, 60431

5beds
3baths
1,896sqft
$375,000
$198price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Own your own Lake Home! This 5 bedroom, 2.5 bath Two-Story with Sunroom sits on a private lake! First floor features luxury vinyl plank throughout. Vaulted ceilings and updated lighting. Combined living and dining room. Entryway with space for a bench. Updated kitchen includes island with stools, stainless steel appliances, quartz countertops, upgraded cabinetry and additional space for a table and chairs. Family room with custom brick fireplace opens to a spacious, insulated Sunroom with large Anderson windows, vaulted ceiling, tile flooring, and relaxing lake views! A powder room completes the main level. Second level offers four bedrooms and two full baths. Primary suite with private bath features upgraded vanity, linen cabinet, and quartz countertop. Partially finished basement offers a fifth bedroom or bonus room and laundry area. Step outside to a backyard oasis! Above-ground, 15x30 oval pool, surrounded by a partially composite deck. Enjoy fishing off the private dock or paddle boating in lake! (Paddle boat included in sale.) Large fenced yard. Two storage sheds. Two-car garage. No HOA! Conveniently located near Joliet Junior College, I 80, and I 55. Don't miss this rare opportunity!

Getting Around

27
WalkingCar-Dependent
23
TransitMinimal Transit
33
BikeSomewhat Bikeable

Schools

7/10
8/10
Troy Middle SchoolGrades 7-84.6 mi
5/10
Joliet West High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Other,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedroom3

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedroom4

  • Features: Flooring (Laminate),Window Treatments (Blinds)
  • Level: Second
  • Area: 130
  • Dimensions: 10X13

Bedroom5

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 216
  • Dimensions: 12X18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Enclosed Porch

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 320
  • Dimensions: 16X20

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Features

  • Vaulted Ceiling(s),Pantry,Quartz Counters
  • Window features: Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,896 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry-Closet,Updated Kitchen),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Laundry

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Master Bedroom

  • Features: Flooring (Laminate),Window Treatments (Curtains/Drapes),Bathroom (Full)
  • Level: Second
  • Area: 192
  • Dimensions: 16X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0506232070290000
  • Special condition: None

Features

  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Beach Access,Lake Front,Waterfront

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$171$2,052
Property Taxes $656$7,872
Electricity $145$1,749
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 60431$176
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60431$179
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Listed for sale$375,000
2026-08-07Pending sale$375,000
2026-07-21Listed for sale$375,000
2026-02-03Listing removed$370,000
2026-01-24Contingent$370,000
2026-01-09Listed for sale$370,000
2017-01-10Sold$150,000
1996-12-12Sold$132,000

For Sale by Agent

AgentSarah Lewis
BrokerageHomeSmart Connect LLC

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