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97 Church St, Kingston, PA, 18704

5beds
3baths
3,200sqft
$374,000
$117price/sqft
$2,852/moest. monthly cost
$114,080/yrincome needed

About This Home

Beautifully updated 5-bedroom, 2.5-bath home in Kingston, PA, offering the perfect blend of modern updates, warm character, and functional living space. Step inside to a bright and inviting layout featuring beautiful flooring, custom wood details, exposed ceiling beams, elegant lighting, and a fully updated kitchen with stainless steel appliances, stylish finishes, and a large breakfast bar. The home offers a huge master bedroom, spacious additional bedrooms, 2.5 bathrooms, and multiple flexible living areas. The finished basement adds incredible usable space, including a private office, game room, laundry room, and dedicated storage room. Enjoy a comfortable sunroom/living area with natural light, a private deck, fenced backyard, and a large paved parking area with plenty of off-street parking. Move-in ready and conveniently located near shopping, schools, restaurants, and major routes. Schedule your private showing today.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

4/10
Dana El CenterGrades K-50.8 mi

Construction

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 34G9SE2007010
  • Zoning: Residential

Features

  • Exterior features: Other
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 3,049 sqft

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,891$22,692
Home Insurance *$190$2,280
Property Taxes $420$5,040
Electricity $351$4,213
Total$2,852$34,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,782/yr
40% on housing$85,560/yr
45% on housing$76,053/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 18704$104
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18704$139
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$374,000
2026-07-14Pending sale$374,900
2026-07-01Price change$374,900
2026-05-12Listed for sale$379,900
2025-12-01Listing removed$2,150
2025-11-20Price change$2,150
2025-10-29Sold$270,000
2025-10-28Listed for rent$2,200
2025-08-12Listed for sale$270,000
2024-04-26Sold$201,500
2024-02-23Listed for sale$209,900
2019-03-26Sold$87,500
2018-10-18Listed for sale$121,500
2014-03-20Listing removed$159,900
2013-11-21Listed for sale$159,900

For Sale by Owner

AgentProperty Owner

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