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9 Adams St, Hanover Township, PA, 18706

3beds
3baths
1,794sqft
$229,000
$128price/sqft
$1,766/moest. monthly cost
$70,640/yrincome needed

About This Home

Excellent investment opportunity in Hanover Green near park and schools! This well-maintained duplex has been cared for inside and out and is fully occupied by long-term tenants, providing immediate rental income from day one. The first-floor unit offers 2 bedrooms, while the second-floor unit features 1 bedroom. Both apartments include semi-modern kitchens, luxury vinyl plank flooring, and newer carpetinRecent updates include a newer roof and replacement windows, adding to the property's value and reducing future maintenance concerns. The 1-bedroom unit is rented for $1,100 per month to a long-term Section 8 tenant, while the 2-bedroom unit rents for $1,200 per month to a long-term tenant. Tenants pay their own electric, and the owner pays heat, water, and sewer. Whether you're looking to expand your investment portfolio or purchase your first income-producing property, this turnkey duplex offers dependable cash flow with established tenants already in place.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Very Good

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating

  • Heating features: Natural Gas,Baseboard

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,794 sqft

Property

Details

  • Parcel number: 25I8S1026016
  • Zoning: Residential
  • Zoning description: Residential
  • Exclusions: tenants property incl. washer/dryer

Features

  • Patio & porch: Porch

Lot

  • Lot size: 3,565 sqft
  • Lot size dimensions: 31X115

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$128$1,536
Property Taxes $257$3,084
Electricity $224$2,692
Total$1,766$21,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,548/yr
40% on housing$52,980/yr
45% on housing$47,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 18706$99
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18706$108
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$229,000

For Sale by Agent

AgentPat Guesto
BrokerageButton Real Estate

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