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19 Chestnut St, Mountain Top, PA, 18707

3beds
2baths
1,712sqft
$124,900
$73price/sqft
$1,138/moest. monthly cost
$45,520/yrincome needed

About This Home

Mt Top- Crestwood SD- 2 story home located on quiet street. Very spacious living room, dining room, kitchen & 1/2 bath on the 1st floor. 3 bedrooms & full bath on the 2nd floor. Walk up attic for extra space. PLUS, nice sized lot & oversized detached garage. Close to most modern conveniences that Mountain Top has to offer.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Fairview El SchoolGrades K-61.1 mi
7/10

Construction

Condition

  • Property condition: Poor

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Dirt Floor

Bedroom1

  • Level: Second
  • Area: 126
  • Dimensions: 9 x 14

Bedroom2

  • Level: Second
  • Area: 110
  • Dimensions: 11 x 10

Bedroom3

  • Level: Second
  • Area: 135
  • Dimensions: 9 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,712

Full Bathroom

  • Level: Second
  • Area: 105
  • Dimensions: 7 x 15

Half Bathroom

  • Level: First
  • Area: 12
  • Dimensions: 4 x 3

Heating & Cooling

  • Heating features: Natural Gas,Coal,Steam,Radiant,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 1,712
  • Total interior livable area: 1,712 sqft

Kitchen

  • Level: First
  • Area: 190
  • Dimensions: 10 x 19

Living Room

  • Level: First
  • Area: 377
  • Dimensions: 13 x 29

Property

Details

  • Parcel number: 20K10S3 002004000
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 0.50 Acres
  • Features: Cleared
  • Lot size dimensions: 0.50

Parking

  • Total spaces: 1.5
  • Parking features: Private
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$43$516
Property Taxes $240$2,880
Electricity $224$2,692
Total$1,138$13,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,017/yr
40% on housing$34,140/yr
45% on housing$30,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 18707$136
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18707$169
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$124,900
2026-07-07Price change$124,900
2026-05-21Listed for sale$135,000
2026-03-18Sold$9,481

For Sale by Agent

AgentStacey L Lauer
BrokerageRubbico Real Estate

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