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118 Italy St, Mocanaqua, PA, 18655

2beds
1baths
1,173sqft
$175,000
$149price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

Charming Cape Cod with Breathtaking River Views! This lovingly maintained 2/3 bedroom Cape Cod is full of character and ready for its next chapter! Enjoy a modern kitchen, an enclosed back porch perfect for relaxing, and stunning views of the Susquehanna River -- all on two parcels of land.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete,Bilco Door

Bedroom1

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 11 x 13

Bedroom3

  • Level: Second
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First
  • Area: 240
  • Dimensions: 15 x 16

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,173

Full Bathroom

  • Level: First
  • Area: 55
  • Dimensions: 5 x 11

Heating & Cooling

  • Heating features: Electric,Oil,Forced Air,Baseboard
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,173
  • Total interior livable area: 1,173 sqft

Kitchen

  • Level: First
  • Area: 250
  • Dimensions: 10 x 25

Property

Details

  • Parcel number: M4S100600309 & M4S100302909
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • On waterfront: Yes
  • Waterfront features: Stream

Lot

  • Features: Corner Lot
  • Lot size dimensions: 71x75&75.15x41.55x93.47x4

Parking

  • Parking features: Private

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Heat Wave
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$140$1,680
Property Taxes $306$3,672
Electricity $224$2,692
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 18655$142
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18655$120
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$175,000
2026-02-12Listed for sale$170,000

For Sale by Agent

AgentMichael Slacktish
BrokerageCentury 21 Signature Properties

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