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646 Baker St, Hempstead, TX, 77445

2beds
1baths
1,008sqft
$85,000
$84price/sqft
$779/moest. monthly cost
$31,160/yrincome needed

About This Home

The owner is open to looking at all reasonable offers. Priced below tax value! 2 Homes on a Residential lot located within the city limits of Hempstead, Texas, offering a prime opportunity for redevelopment or investment. The property has electricity, public water, and public sewer available. Situated in a convenient location within walking distance to Hempstead High School. The property includes two existing homes that are considered fixer-uppers or potential tear-downs. Property is being sold AS-IS; seller will make no repairs. Structures may be salvageable, but no warranties are expressed or implied regarding condition. Buyer to conduct all due diligence regarding zoning, use, and redevelopment options. Excellent opportunity for builders, investors wanting rental property, or buyers seeking an in-town residential lot with utilities already in place.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
5/10
Hempstead Middle SchoolGrades 6-80.4 mi
3/10
Hempstead High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 519000475005000

Features

  • Stories: 1

Lot

  • Lot size: 6,250 sqft
  • Features: Cleared,0 Up To 1/4 Acre

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$69$828
Property Taxes $43$516
Electricity $238$2,859
Total$779$9,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,708/yr
40% on housing$23,370/yr
45% on housing$20,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 77445$557
Waller County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 77445$159
Waller County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-30Listed for sale$85,000

For Sale by Agent

AgentCindy Ochsner
BrokerageCinderella Real Estate

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