3302 Turks Cap Dr, Hernando Beach, FL, 34607
About This Home
Enjoy the coastal lifestyle in this 3-level waterfront home located on a desirable corner lot in the boating community of Hernando Beach. Nestled in a peaceful neighborhood with indirect access to the Gulf of Mexico, this home offers the perfect blend of relaxation, recreation, and Florida charm. Hernando Beach is known for its laid-back atmosphere, scenic canals, proximity to the Gulf, Weeki Wachee River, local marinas, waterfront restaurants, and abundant nature preserves—truly a hidden gem along the Nature Coast. The second level serves as the main living space and is thoughtfully designed for both comfort and functionality. It features a spacious living room, family room, and dining area that flow nicely together, a centrally located kitchen with a breakfast nook, and direct access to a screened-in lanai that overlooks the tranquil canal. The primary bedroom includes an en-suite bathroom and large walk-in closet. Two additional guest bedrooms, a full bathroom, and a dedicated laundry room complete this floor, offering a practical layout ideal for everyday living or hosting guests. On the ground level, you'll find a generous 2-car garage with ample space for vehicles, storage, fishing supplies, kayaks and more. A covered outdoor area is perfect for staying cool by the water. Upstairs, the loft area features the perfect space for an office or sitting area. A west-facing walk-out porch captures beautiful sunset skies and only requires the railings to be reattached to reach its full potential. Recent updates include a 2020 A/C system and a durable metal roof, providing peace of mind for years to come. With indirect Gulf access, this home is ideal for boating, fishing, and embracing the waterfront lifestyle, offering endless opportunities to explore coastal waterways. This Hernando Beach home delivers the essence of waterfront living with added privacy and room to make it your own in one of Florida’s most scenic coastal communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Inside
Bathroom2
- Level: Second
Bedroom2
- Features: Built-in Closet
- Level: Second
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Second
Features
- Ceiling Fan(s),Primary Bedroom Main Floor,Solid Surface Counters,Stone Counters,Walk-In Closet(s)
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 4,278
- Total interior livable area: 2,046 sqft
Kitchen
- Level: Second
Laundry
- Level: Second
Living Room
- Level: Second
Loft
- Level: Upper
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: R1322316236011400010
- Zoning: PDP
- Special condition: None
Features
- Levels: Three Or More
- Stories: 3
- Exterior features: Lighting
- Has view: Yes
- View description: Canal,Gulf/Ocean - Full
- Has water view: Yes
- Water view: Canal,Gulf/Ocean - Full
- On waterfront: Yes
- Waterfront features: Canal Front,Gulf/Ocean,Gulf/Ocean Access,Seawall
Lot
- Lot size: 8,549 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hernando County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $645 | $7,740 |
| Electricity | $205 | $2,470 |
| Total | $3,679 | $44,148 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-27 | Price change | $565,000 |
| 2025-11-04 | Listed for sale | $599,000 |
| 2018-01-15 | Listing removed | $319,000 |
| 2017-12-15 | Listed for sale | $319,000 |
| 2017-08-03 | Listing removed | $327,000 |
| 2017-07-14 | Price change | $327,000 |
| 2017-06-29 | Listed for sale | $329,000 |
| 2015-11-13 | Sold | $235,000 |
| 2014-07-21 | Listing removed | $289,900 |
| 2014-02-25 | Listed for sale | $289,900 |
| 2013-06-17 | Listing removed | $289,000 |
| 2013-01-25 | Listed for sale | $289,000 |
| 2004-07-09 | Sold | $380,000 |
| 2003-10-07 | Sold | $329,000 |
| 2001-04-05 | Sold | $209,000 |
For Sale by Agent
View on Zillow