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11261 MCRACKEN DRIVE, Spring Hill, FL, 34609

3beds
2baths
1,718sqft
$255,000
$148price/sqft
$1,933/moest. monthly cost
$77,320/yrincome needed

About This Home

Virtually Staged. Move right into this Lovely 3/2/2 in upscale 55+ Community & start living the Florida Dream. Beautiful, well cared for home, priced to sell with 1,718 sq. ft. of living space. This 3/2/2 split bedroom plan offers neutral tile flooring everywhere except bedrooms. Primary Bedroom has wood laminate flooring, double vanities, sweeping counterspace, Solar Tube, & Snail Shower for ultimate convenience. Open floor plan w/high vaulted ceilings. Kitchen-great for entertaining & the nook is huge. Double Doors/w/Storm Doors leads to oversized entry w/coat closet for extra storage. Formal dining w/bay windows doubles as den, office, etc. Great Rm. w/Slider to Enclosed lanai with tile flooring & garden view allows you to enjoy & extending your living space. Transom window above slider allowing more natural light into this bright, cheerful home. Inside utility room includes the washer & dryer. Home has Water Softener, Leaf Filter Gutter Guards for the ultimate peace of mind, tinted windows. You will enjoy the lifestyle afforded by this Gated Community with 24 manned security, year-round heated community pool, spa, 18,000 Sq. Ft. Clubhouse w/Ballroom, Restaurant (to dine in or take out), Billiards, Fitness Center, Library, Heated Pool, Bocce, Tennis, Pickleball and more. Be as active as you want to be with the many activities and clubs. Newly completed road paving. Sidewalks for walking and benches to relax on where you will enjoy the extraordinary landscaping. Your fees include, fiber optic internet, and Streaming. This home has an exterior maintenance plan for additional fees. All just 45 minutes from Tampa and close to local beach where there is kayaking, fishing and boating. Great local restaurants too.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
5/10
Powell Middle SchoolGrades 6-84.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Nightingale
  • Builder name: Ryland

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator,Water Softener
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,352
  • Total interior livable area: 1,718 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 216
  • Dimensions: 12x18

Living Room

  • Level: First
  • Area: 280
  • Dimensions: 14x20

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: R3122318350600003690
  • Zoning: PDP
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Screened
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters,Sidewalk,Sprinkler Metered
  • Has view: Yes
  • View description: Garden
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,050 sqft
  • Features: Cleared,Landscaped,Sidewalk,Above Flood Plain

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$132$1,584
Property Taxes $315$3,780
Electricity $197$2,366
Total$1,933$23,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,274/yr
40% on housing$57,990/yr
45% on housing$51,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$159
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$255,000
2026-03-08Listing removed$255,000
2026-01-15Price change$255,000
2025-11-04Price change$260,000
2025-10-06Price change$274,000
2025-07-26Listed for sale$278,000
2013-11-21Sold$110,500
2013-08-27Listed for sale$118,000
2013-08-27Listing removed$1,200
2013-05-11Listed for rent$1,200
2013-05-01Sold$85,000
2012-11-18Price change$89,900
2012-09-06Price change$99,900
2012-08-10Listed for sale$109,900
2001-07-09Sold$133,200

For Sale by Agent

AgentDenise Sabatino, PA
BrokerageTROPIC SHORES REALTY LLC

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