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18 Miller Road, Schroon Lake, NY, 12870

3beds
1baths
864sqft
$235,000
$272price/sqft
$1,780/moest. monthly cost
$71,200/yrincome needed

About This Home

Adirondack riverfront retreat with direct kayak access to Schroon Lake! This 3-bedroom, 1 bathroom manufactured home features extra cozy living spaces, an expansive deck overlooking the river, and the perfect setting for year-round enjoyment or a seasonal getaway. Relax to the sounds of the water, entertain outdoors, and enjoy easy access to boating, fishing, and all the Adirondacks have to offer. Ideal as a vacation home, investment property, or full-time residence. Selling mainly furnished. Schedule your private showing today! CAN BE FINANCED - call listing agent for bank contact info!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Schroon Lake Central SchoolGrades PK-123.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1963

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Cathedral Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 864

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Baseboard,Electric,Propane Tank Leased
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 154600 136.14145.001
  • Zoning description: Governmental
  • Special condition: Standard

Features

  • Patio & porch: Pressure Treated Deck,Deck
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: River,Trees/Woods,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Schroon River

Lot

  • Lot size: 0.50 Acres
  • Features: Rolling Slope,Secluded,Private,Road Frontage,Views,Wooded,Cleared

Parking

  • Total spaces: 8
  • Parking features: Off Street,Stone,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters in Essex County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$82$984
Property Taxes $264$3,168
Electricity $246$2,954
Total$1,780$21,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,028/yr
40% on housing$53,400/yr
45% on housing$47,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 12870$197
Essex County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 12870
Essex County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$235,000
2026-06-05Listed for sale$259,000
2025-11-14Listing removed$289,000
2025-09-11Price change$289,000
2025-08-08Price change$324,900
2025-06-21Listed for sale$350,000
2019-03-18Sold$68,000
2019-02-14Pending sale$84,999
2018-04-28Price change$84,999
2017-04-05Listed for sale$87,000

For Sale by Agent

AgentBarbara Kearney
BrokerageHunt Real Estate ERA

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