See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

184 Surfside Ave, Saint Augustine, FL, 32084

2beds
1baths
750sqft
$879,900
$1,173price/sqft
$6,200/moest. monthly cost
$248,000/yrincome needed

About This Home

Prime Coastal Lot Opportunity – Intracoastal Views & Steps to the Beach. Exceptional opportunity to secure a lot in one of St. Augustine’s most desirable coastal corridors. Located directly across from the Intracoastal Waterway, this property offers water views and refreshing coastal breezes, with convenient beach access just a few blocks away. The property is connected to county water and includes an existing septic system. Surrounded by established homes and new construction, this is an ideal location for a future custom residence or investment. This offering is being marketed at land value, presenting a rare chance to build in a highly sought-after area near boating, beaches, dining, and historic downtown St. Augustine. Buyer to verify all zoning, utilities, setbacks, and future use.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
7/10
Sebastian Middle SchoolGrades 6-82.1 mi
5/10
St. Augustine High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1474400004
  • Zoning: RMH

Features

  • Stories: 1
  • Entry location: Ground Level
  • On waterfront: Yes
  • Waterfront features: Intracoastal

Lot

  • Lot size: 0.30 Acres
  • Features: 1/4 to 1/2 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$784$9,408
Property Taxes $770$9,240
Electricity $197$2,366
Total$6,200$74,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,571/yr
40% on housing$186,000/yr
45% on housing$165,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$231
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$879,900
2009-04-29Listing removed$289,900
2008-12-24Price change$289,900
2008-12-07Listed for sale$299,900

For Sale by Agent

AgentSheila Clark, PA
BrokerageWatson Realty Corp (A1A)

Similar Homes