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1606 Timberline Dr, Joliet, IL, 60431

4beds
2baths
2,238sqft
$419,900
$188price/sqft
$3,221/moest. monthly cost
$128,840/yrincome needed

About This Home

Quality updated and meticulously maintained 4BR, 2BA tri-level with half basement in the highly sought-after Plainfield School District. Featuring cathedral ceilings, no HOA, and no rear neighbors. This home offers comfort, space, and privacy. The large fenced backyard backs to an open field. The kitchen boasts stainless steel appliances, abundant storage, a prep/baking/serving/eat-at counter, and Andersen French outswing doors. The lower level offers potential related living. Additional features include maximum wall and ceiling insulation for energy efficiency and sound reduction, custom closet systems, Andersen windows/screens, Trane high-efficiency furnace & A/C, and a heated garage with insulated door, hot/cold water, and epoxy floor.

Getting Around

57
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
46
BikeSomewhat Bikeable

Schools

6/10
8/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick,Frame

Other

  • Builder model: Chermar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Humidifier

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 150
  • Dimensions: 15X10

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 135
  • Dimensions: 15X09

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Lower
  • Area: 96
  • Dimensions: 12X08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Family Room

  • Features: Flooring (Ceramic Tile)
  • Level: Lower
  • Area: 345
  • Dimensions: 23X15

Features

  • Vaulted Ceiling(s),In-Law Floorplan
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,238 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 198
  • Dimensions: 18X11

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0603354540190000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump

Features

  • Levels: Tri-Level
  • Stories: 3
  • Patio & porch: Patio
  • Exterior features: Other
  • Fencing: Fenced

Lot

  • Lot size: 10,857 sqft
  • Features: Landscaped
  • Lot size dimensions: 144.77 X 75

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Garage Door Opener,Heated Garage,Garage,Yes,Attached,Owned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$192$2,304
Property Taxes $734$8,808
Electricity $172$2,065
Total$3,221$38,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,434/yr
40% on housing$96,630/yr
45% on housing$85,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 60431$177
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60431$179
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
1991-10-11Sold$124,986

For Sale by Agent

AgentNayibe Garces
BrokeragePrello Realty

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