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4845 Monticello Ave, Hope Mills, NC, 28348

4beds
2baths
1,813sqft
$249,900
$138price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Brand new 4-bedroom, 2-bath Champion Home (Lake Manor model - Thistle colorway) offering 1,813 sq. ft. on a 0.43-acre homesite, with buyer choice between two adjacent parcels. This new construction manufactured home will include an upgraded interior and exterior package featuring 9' ceilings, modern flooring, enhanced cabinetry, stainless steel appliances, black-accent design elements, glass front door, board and batten shutters, and black window package. Buyers will have the opportunity to select certain finishes, colors, and exterior options, including decking and entry configurations, depending on build stage. Property will be serviced by well and septic. Planned installation allows for typical financing options for new manufactured homes (buyer to verify). Conveniently located with access to I-95 and Hwy 301, offering a balance of accessibility and space outside of denser city areas. Estimated completion: Summer 2026. Images are for conceptual purposes based on the model. Disclaimer: Pricing includes features and model described in listing description.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Gallberry Farm ElementaryGrades PK-52.4 mi
8/10
Gray's Creek MiddleGrades 6-83.0 mi
7/10
Gray's Creek High SchoolGrades 9-122.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Residential,Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,813

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,813
  • Total interior livable area: 1,813 sqft

Property

Details

  • Parcel number: 0413659133000
  • Zoning: Res Single Fam W/ Mobile
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 0.43 Acres
  • Lot size dimensions: 125 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$180$2,160
Property Taxes $230$2,760
Electricity $200$2,405
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 28348$130
Cumberland County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 28348$153
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$249,900
2025-08-07Sold$6,000

New Construction

AgentNicholas Huscroft
BrokerageChosen Real Estate Group

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