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244 Summertime Rd, Fayetteville, NC, 28303

5beds
6baths
5,704sqft
$1,200,000
$210price/sqft
$8,641/moest. monthly cost
$345,640/yrincome needed

About This Home

In the beautiful subdivision of Summertime - Welcome to an extraordinary custom-built waterfront estate where timeless elegance meets exceptional craftsmanship. Perfectly positioned on a beautiful 0.82-acre waterfront homesite, this remarkable 5-bedroom, 4 full bath, 2 half bath residence offers an unparalleled lifestyle with breathtaking lake views from every level. From the moment you enter and see the beautifully carved banister at the front staircase (there is another at the Den), you'll appreciate the home's grand scale and thoughtful design. Elegant formal living and dining rooms create the perfect setting for entertaining, while the inviting den with a fireplace provides a warm, comfortable gathering space. The expansive first-floor owner's suite serves as a private retreat, featuring direct access to the deck overlooking the water, an oversized walk-in closet and bath. Steps away is the beautifully appointed executive office featuring custom built-in cabinetry - working from home has never been so easy! Designed for both everyday living and entertaining, the expansive kitchen is a chef's dream. Outfitted with JennAir gas cooktop in the center island, double wall ovens with an Advantium oven, instant hot water, walk-in pantry with upright freezer, newer refrigerator, trash compactor, and abundant custom cabinetry, this kitchen seamlessly flows into the casual dining area complete with built-ins and a food-prep area. Practical conveniences continue with a spacious laundry room featuring updated cabinetry, included washer and gas dryer, additional storage, central vacuum, intercom system, and an oversized two-car garage. The upper level offers exceptional accommodations with four generously sized bedrooms, including two connected by a Jack-and-Jill bath, two additional bedrooms sharing a full hall bath, and a walk-in attic complete with a cedar closet for seasonal wardrobe storage. The fully finished walk-out basement transforms this home into the ultimate entertainment destination. Enjoy a massive recreation room with a wood-burning fireplace, wet bar, refrigerator, pool table, dedicated fitness area, an additional Carolina Room featuring a relaxing hot tub, plus a full bath and powder room. The newer decking with natural gas grill and covered patio provide the perfect setting for hosting gatherings or simply enjoying tranquil mornings overlooking the lake. Built with quality and longevity in mind, the home features: -Three fireplaces -Three heat pumps -Two water heaters (one gas, one electric) -Three electrical panels -Central vacuum system -Intercom system -50 year 3-tab roof installed in 2004 -Attached basement workshop -Encapsulated Crawlspace with Dehumidifier (access to crawlspace is from the interior of the home) This exceptional residence offers the rare combination of luxurious living, thoughtful functionality, and spectacular waterfront scenery. Whether hosting unforgettable celebrations, enjoying quiet evenings by the fire, or relaxing on the deck as the sun sets across the lake, this home was designed to create lasting memories for generations. This is more than a home—it’s a waterfront lifestyle defined by elegance, comfort, and enduring quality.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
R Max Abbott MiddleGrades 6-81.4 mi
5/10
Terry Sanford HighGrades 9-121.3 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1979

Materials

  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Freezer,Disposal,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Attic,Built-in Features,Breakfast Area,Cedar Closet(s),Crown Molding,Central Vacuum,Den,Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Home Office,Hot Tub/Spa,Intercom,Kitchen Island,Primary Downstairs,Pantry,Storage,Sun Room,Workshop,Instant Hot Water
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Basement,Den,Gas Log,Living Room,Wood Burning

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 5,704 sqft

Property

Details

  • Parcel number: 0417895694
  • Special condition: None
  • Other equipment: Intercom
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Stoop
  • Exterior features: Awning(s),Deck,Gas Grill,Hot Tub/Spa,Sprinkler/Irrigation,Porch
  • Has spa: Yes
  • Spa features: Hot Tub
  • On waterfront: Yes
  • Living area range: 5001-6000

Lot

  • Lot size: 0.82 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$1,057$12,684
Property Taxes $986$11,832
Electricity $531$6,375
Total$8,641$103,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$296,262/yr
40% on housing$259,230/yr
45% on housing$230,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28303$122
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28303$141
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$1,200,000

For Sale by Agent

AgentSTEPHANIE THOMPSON
BrokerageTOWNSEND REAL ESTATE

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