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4197 Ferncreek Dr, Fayetteville, NC, 28314

6beds
4baths
4,260sqft
$609,999
$143price/sqft
$4,514/moest. monthly cost
$180,560/yrincome needed

About This Home

Welcome to 4197 Ferncreek Drive. This custom-built home is located within the exclusive Buckhead subdivision. The all-brick, 6-bed, 4-bath, two-car garage home is located in the highly-sought after Terry Sanford School District. This home features a master suite downstairs with a large walk-in shower, formal dining room, a spacious kitchen, eating area, custom oak cabinets and granite countertops. The formal living room has a brick fireplace with gas logs, a large family room which provides ample space for entertaining and enjoying family time. A spacious laundry room and pantry is conveniently located off the kitchen leading to the oversized two-car garage with access to the side street and back yard. The upstairs has three bedrooms, a kitchenette, and a bonus room with separate access from the garage. The home has a freshly painted inside with a generous allowance of (up-to $10,000) for carpet, flooring, and wallpaper upgrades, to make this home your own. Don't miss this exclusive opportunity to own this large beautiful home in the Buckhead subdivision. No HOA / less than 5 minutes to Cape Fear Valley Hospital / Approximately 15 minutes to Fort Bragg / Terry Sanford School District. ****Note: **** The outside large (18'x20'), movable storage building is available for an additional price or is available for purchase separately.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

--
Glendale Acres ElementaryGrades PK-21.4 mi
7/10
R Max Abbott MiddleGrades 6-81.1 mi
5/10
Terry Sanford HighGrades 9-122.0 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1988

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level,In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Attic,Ceramic Bath,Ceiling Fan(s),Crown Molding,Dining Area,Den,Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Jetted Tub,Primary Downstairs,Bath in Primary Bedroom,Storage,Separate Shower,Walk-In Closet(s),Walk-In Shower
  • Window features: Storm Window(s)
  • Flooring: Carpet,Hardwood,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log

Heating

  • Heating features: Central,Fireplace(s),Gas

Interior Area

  • Total interior livable area: 4,260 sqft

Property

Details

  • Parcel number: 0417628651.000
  • Special condition: Probate Listing
  • Exclusions: **Note: ** The large outside garage storage building is available for an additional price.

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Corner Lot,Fence,Porch,Private Yard,Storage
  • Fencing: Back Yard
  • Topography of land: Level
  • Living area range: 4001-4500

Lot

  • Lot size: 0.40 Acres
  • Features: 1/4 to 1/2 Acre Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$510$6,120
Property Taxes $524$6,288
Electricity $396$4,761
Total$4,514$54,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,765/yr
40% on housing$135,420/yr
45% on housing$120,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 28314$104
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28314$151
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$589,999
2026-07-01Listed for sale$609,999

For Sale by Agent

AgentJOHN COOPER
BrokerageKELLER WILLIAMS REALTY (FAYETTEVILLE)

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